Delaware County property record for 445 W William St, Delaware, OH 43015
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,560 sqft · built 1901 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Dec 2024) |
| Tax Bill | $4,518 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-344-08-004-000 |
| Primary APN | 519-344-08-004-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Gross Area | 3,984 sqft |
| 1st Floor Area | 1,280 sqft |
| Upper Floors Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 165 ft deep x 60 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 760 sqft |
| Patio Area | 300 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 445 W WILLIAM ST |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-2461 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOTS 3030 |
| Legal Subdivision | WILLIAM STREET |
| Legal Lot Number | 3030 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 10520 |
445 W William St, a duplex, is owned by an individual who bought it in December 2024.
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1190 WINTERSON RD, 300, LINTHICUM HEIGHTS, MD 21090-2247 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING |
| Dec 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Mar 28, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Feb 12, 2020 | Affidavit of Death, Transfer FIRST OH TITLE INSURANCE BOX, FIRST OH TITLE INS BOX |
| Feb 12, 2020 | Survivorship Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2024 · Amount on File |
| Deed Sale | Dec 3, 2024 · Amount on File |
| Prior Sale | Feb 12, 2020 · Amount on File |
| Deed Document Number | 202426302 |
| Deed Book / Page | 2127 / 768 |
| Prior Transfer Date | Nov 19, 2021 |
| Prior Transfer Doc | 0000009625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 445 W WILLIAM ST, DELAWARE, OH 43015-2461 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 529 TIBET RD, COLUMBUS, OH 43202-2233 |
| Document Number | 0000005759 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 202600005759 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Dec 3, 2024 |
| Property Address | 445 W WILLIAM ST, DELAWARE, OH 43015-2461 |
| Document Number | 0000026302 |
| Book / Page | 2127 / 768 |
| Map Reference | VOL 3 PG 111 |
| Instrument Date | Nov 27, 2024 |
| Instrument | 202400026302 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1190 WINTERSON RD STE 300, 300, LINTHICUM HEIGHTS, MD 21090-2247 |
| Document Number | 0000026303 |
|---|---|
| Date | Dec 3, 2024 |
| Instrument | 202400026303 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Mar 28, 2022 |
| Property Address | 445 W WILLIAM ST, DELAWARE, OH 43015-2461 |
| Document Number | 0000009625 |
| Book / Page | 1955 / 255 |
| Map Reference | VOL 3 PG 111 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 202200009625 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 445 W WILLIAM ST, DELAWARE, OH 43015-2461 |
| Document Number | 0000009626 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 202200009626 |
| Name | T2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Feb 12, 2020 |
| Property Address | 445 W WILLIAM ST, DELAWARE, OH 43015-2461 |
| Document Number | 0000004665 |
| Book / Page | 001700 / 000418 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 4665 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2020 |
| Title Company | FIRST OH TITLE INSURANCE BOX, FIRST OH TITLE INS BOX |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445-447 W WILLIAM ST DELAWARE OH 430152461, DELAWARE, OH 43015-2461 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Feb 12, 2020 |
| Property Address | 445 W WILLIAM ST, DELAWARE, OH 43015-2461 |
| Document Number | 0000004666 |
| Book / Page | 1700 / 0421 |
| Map Reference | VOL 3 PG 111 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 202000004666 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | FIRST OHIO TITLE INS BOX |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 480 OLDE WORTHINGTON RD STE 300, 300, WESTERVILLE, OH 43082-9152 |
| Document Number | 0000004667 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 202000004667 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 445 W William St was $4,518, up 5.1% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,518.00 (+5.14%) | $88,830 (-) Land $16,520 Building $72,310 | $253,800 Land $47,200 Building $206,600 |
| 2024 | $4,297.00 (-0.19%) | $88,830 (-) Land $16,520 Building $72,310 | |
| 2023 | $4,305.00 | $88,830 Land $16,520 Building $72,310 | $253,800 Land $47,200 Building $206,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 W William St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 445 W William St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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