445 W Union St, Benson, AZ 85602 Property Records

Cochise County property record for 445 W Union St, Benson, AZ 85602 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1954
Square Footage1,106 sqft Living Area
Lot Size11,244 sqft (0.258 acres)
GarageCarport, 193 sqft
OccupancyOwner Occupied
Last Sale$84,000 (2018)
Tax Bill$914.00 (2025)

Property Details

APN / Parcel Number

Primary APN123-42-039
Alternative APN
  • 123-42-03905

Interior

Building Area1,106 sqft Living Area
1st Floor1,106 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialComposition Shingle Roof
Lot Area11,244 sqft (0.258 acres)
Garage TypeCarport Garage
Garage Area193 sqft Garage
CarportCarport
Carport Area193 sqft Carport

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Account Number123-42-03905
Street Address445 W UNION ST
CityBENSON
StateAZ
Zip85602-6738
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBENSON HGTS SUPPL LOTS 4 5 6 BLK 7
Legal SubdivisionBENSON
Legal Block7
Legal Lot Number4
JurisdictionCOCHISE AZ
Minor Civil DivisionBENSON
Census Blockgroup2
Census Block2015
Census Tract301

Owner

Source: Cochise County records · APN 123-42-039

Assessment roll updated October 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address445 W UNION ST, BENSON, AZ 85602-6738
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
May 18, 2023Beneficiary Deed, Transfer
Aug 31, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SUNSTREET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Deed Doc Number201816084
Last Transfer DateMay 01, 2023
Transfer Doc0000008925
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address445 W UNION ST, BENSON, AZ 85602-6738
Transaction TypeMortgage
Record UpdatedMar 06, 2026
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address445W W UNION ST, BENSON, AZ 85602-6738

Mortgage

Document Number0000026591
DateOct 06, 2021
Instrument2021-26591
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term324 Months
DueOct 01, 2048

May 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionCOCHISE AZ
Recording DateMay 18, 2023
Property Address445 W UNION ST, BENSON, AZ 85602-6738
Document Number0000008925
Map ReferenceMB 3 PG 110
Instrument DateMay 01, 2023
Instrument2023-08925
Transaction TypeTransfer
Record UpdatedMar 06, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 W UNION ST, BENSON, AZ 85602-6738

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateAug 31, 2018
Property Address445 W UNION ST, BENSON, AZ 85602-6738
Document Number0000016084
Map ReferenceMB3 PG110
Instrument DateAug 27, 2018
Instrument2018-16084
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8 LEWIS DR, 8, LOWMAN, ID 83637-7044

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 W UNION ST, BENSON, AZ 85602-6738

Mortgage

Document Number0000016085
DateAug 31, 2018
Instrument2018-16085
Lender
NameSUNSTREET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Cochise County records · Assessment roll updated October 13, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityBenson City
Unified School DistrictBenson Unified School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$9,156 (-3.6%) Land $2,475 Building $6,681$91,555 (-3.6%) Land $24,750 Building $66,805
2025$914.00 (+3.16%)$9,498 (+9.78%) Land $2,475 Building $7,023$94,977 (+9.77%) Land $24,750 Building $70,227
2024$886.00 (+4.6%)$8,652 Land $2,475 Building $6,177$86,523 Land $24,750 Building $61,773
2023$847.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cochise County (04003C), updated March 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 87% of the US · above 81% of Arizona
Wildfire LikelihoodAbout 1 in 122 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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