Madison County property record for 445 W Oak Cir, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,364 sqft |
| Owner | Individual Name on File |
| Tax Bill | $5,410 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-03D-058 |
| Primary APN | 072B-03D-058 |
|---|---|
| Alternative APN |
|
| Building Area | 4,364 sqft Adjusted Area |
|---|
| Account Number | 59704 |
|---|---|
| Street Address | 445 W OAK CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-7532 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 67 EASTWOOD PHASE 3 |
| Legal Subdivision | EASTWOOD PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 67 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30208 |
445 W Oak Cir is owned and occupied by an individual who acquired it in March 2023.
Source: Madison County records, as of December 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 445 W OAK CIR, MADISON, MS 39110-7532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 |
| Deed Sale | Mar 20, 2023 |
| Deed Document Number | 0004312350 |
| Deed Book / Page | 4312 / 350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 20, 2023 |
| Property Address | MADISON, MS 39110 |
| Document Number | 004312/350 |
| Book / Page | 4312 / 350 |
| Map Reference | CAB F SL 162A&162B |
| Instrument Date | Mar 15, 2023 |
| Instrument | 978634 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 E OAK CIR, MADISON, MS 39110-7528 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 445 W OAK CIR, MADISON, MS 39110-7532 |
| Document Number | 0000978635 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 978635 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 445 W Oak Cir was $5,410 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,410.00 Homeowner's exemption | $49,007 | $490,070 Land $60,000 Building $430,070 |
| 2024 | $5,410.00 (+416.22%) | ||
| 2023 | $1,048.00 | $9,000 | $60,000 Land $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 W Oak Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 W Oak Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
May also be available: T-Mobile, Verizon, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures