Suffolk County and Riverhead Town property record for 445 W Main St, Riverhead, NY 11901
| Property Type | Duplex |
|---|---|
| Details | 1,712 sqft · built 1915 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,018 (May 2016) |
| Tax Bill | $10,909 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 128.-2-6 |
| Primary APN | 473000 128.-2-6 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 856 sqft |
| 2nd Floor Area | 856 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 121 ft deep x 56 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 208 sqft |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Gas |
|---|
| Account Number | 04 |
|---|---|
| Street Address | 445 W MAIN ST |
| City | RIVERHEAD |
| State | NY |
| Zip | 11901-2811 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 8 |
| Legal Description | NX SR 2K EX SHUKOW WX DELEHANTY SX PEC RIVER 112 0000 2 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 169800 |
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 445 W MAIN ST, RIVERHEAD, NY 11901-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2016 · Amount on Record |
| Deed Sale | May 3, 2016 · Amount on Record |
| Prior Sale | Aug 25, 2015 · Amount on Record |
| Deed Book / Page | 12863 / 20 |
| Prior Transfer Date | Jun 24, 2015 |
| Prior Transfer Doc | 0128290550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 445 W MAIN ST, RIVERHEAD, NY 11901-2811 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231310390 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 23131/390 |
| Instrument | DL004911 |
| Name | FIRST CENTRAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | May 1, 2025 |
| Index | LIBOR |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,500 (-) Land $15,000 Building $26,500 | $508,578 (+13.85%) Land $183,824 Building $324,755 | |
| 2024 | $10,909.00 | ||
| 2023 | $41,500 Land $15,000 Building $26,500 | $446,717 Land $161,464 Building $285,253 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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