445 W Main St, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 445 W Main St, Riverhead, NY 11901

Property Summary

Property TypeDuplex
Details1,712 sqft · built 1915
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$170,018 (May 2016)
Tax Bill$10,909 (2024)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN473000 128.-2-6

Property Details

APN / Parcel Number

Primary APN473000 128.-2-6
Alternative APNs
  • 0600-128.00-02.00-006.000
  • 300012800000020060000000
  • 47300014140
  • 04

Interior

Units3 Units
Stories2 Stories
Building Area1,712 sqft Living Area
1st Floor Area856 sqft
2nd Floor Area856 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2003
Architectural StyleOld Style
Exterior MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions121 ft deep x 56 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area208 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number04
Street Address445 W MAIN ST
CityRIVERHEAD
StateNY
Zip11901-2811
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code8
Legal DescriptionNX SR 2K EX SHUKOW WX DELEHANTY SX PEC RIVER 112 0000 2
Legal Block2
Legal Lot Number6
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group1
Census Block1026
Census Tract169800

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address445 W MAIN ST, RIVERHEAD, NY 11901-2811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2016 · Amount on Record
Deed SaleMay 3, 2016 · Amount on Record
Prior SaleAug 25, 2015 · Amount on Record
Deed Book / Page12863 / 20
Prior Transfer DateJun 24, 2015
Prior Transfer Doc0128290550
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address445 W MAIN ST, RIVERHEAD, NY 11901-2811
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231310390
DateApr 30, 2020
Book Page23131/390
InstrumentDL004911
Lender
NameFIRST CENTRAL SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.88%
Type Change DateMay 1, 2025
IndexLIBOR

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,500 (-) Land $15,000 Building $26,500$508,578 (+13.85%) Land $183,824 Building $324,755
2024$10,909.00
2023$41,500 Land $15,000 Building $26,500$446,717 Land $161,464 Building $285,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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