445 W Lowell Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 445 W Lowell Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,042 sqft · built 1927
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Aug 2026)
Tax Bill	$4,970 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`233-063-160-000`

Property Details

APN / Parcel Number

Primary APN	`233-063-160-000`
Alternative APN	`233-063-16`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Flat
Roof Material	Tile
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	233-063-16
Street Address	445 W LOWELL AVE
City	TRACY
State	CA
Zip	95376-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARKER VILLAS 03 LOT 181
Legal Subdivision	PARKER VILLAS 03
Legal Block	2
Legal Lot Number	181
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2017
Census Tract	5303

Owner

445 W Lowell Ave is owned and occupied by an individual who bought it in August 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	445 W LOWELL AVE, TRACY, CA 95376-3021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE
Jul 30, 2021	Grant Deed, Transfer · Conventional Mortgage UNCLE CU
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	202678864
Prior Transfer Date	Mar 31, 2020
Prior Transfer Doc	0000044791
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 28, 2026
Property Address	445 W LOWELL AVE, TRACY, CA 95376-3021
Document Number	0000078864
Instrument Date	Aug 25, 2026
Instrument	202678864
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	WESTMINISTER TITLE, WESTMINSTER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,662.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 W LOWELL AVE, TRACY, CA 95376-3021

Mortgage

Document Number	0000078865,
Date	Aug 28, 2026
Instrument	202678865

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 30, 2021
Property Address	445 W LOWELL AVE, TRACY, CA 95376-3021
Document Number	0000127489
Map Reference	VOL 10 PG 120
Instrument Date	Jul 28, 2021
Instrument	2021-127489
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 W LOWELL AVE, TRACY, CA 95376-3021

Mortgage

Document Number	0000127490
Date	Jul 30, 2021
Instrument	2021-127490

Lender

Name	UNCLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	445 W LOWELL AVE, TRACY, CA 95376-3021
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009469
Date	Jan 23, 2020
Instrument	2020-009469

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 13, 2020
Property Address	445 W LOWELL AVE, TRACY, CA 95376-3021
Document Number	0000044791
Instrument Date	Mar 31, 2020
Instrument	44791
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	445 W LOWELL AVE TRACY CA 953763021, TRACY, CA 95376-3021

Tax Assessment & Valuation

The 2026 property tax bill for 445 W Lowell Ave was $4,970, down 9.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,970.00 (-9.67%)
2025	$5,502.00	$477,542 Land $127,344 Building $350,198
2023	$4,990.00 (+2.07%)	$459,000 Land $122,400 Building $336,600	$498,960
2022	$4,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 W Lowell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 445 W Lowell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

Nearby Properties on W Lowell Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures