Jones County property record for 445 W Lake Dr, Hamlin, TX 79520
| Property Type | Single Family Home |
|---|---|
| Details | 1,763 sqft · built 1930 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,750 (Sep 2023) |
| Tax Bill | $275 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 301845-000 |
| Primary APN | 301845-000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,763 sqft Total Area |
|---|---|
| 1st Floor Area | 1,082 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 100 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Heating System | Gas |
|---|
| Account Number | 301845-000 |
|---|---|
| Street Address | 445 W LAKE DR |
| City | HAMLIN |
| State | TX |
| Zip | 79520-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL HAMLIN BLOCK 35 LOT E 2/3 OF 11-12 |
| Legal Subdivision | ORIGINAL HAMLIN |
| Legal Block | 35 |
| Jurisdiction | JONES TX |
| Township / Civil Division | HAMLIN |
| Census Block Group | 1 |
| Census Block | 1114 |
| Census Tract | 20300 |
Source: Jones County records, as of June 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 W LAKE DR, HAMLIN, TX 79520-3931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Mar 8, 2022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JONES TX |
| Recording Date | Apr 7, 2026 |
| Property Address | 445 W LAKE DR, HAMLIN, TX 79520-3931 |
| Instrument Date | Mar 12, 2026 |
| Record Updated | Jul 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 W LAKE DR, HAMLIN, TX 79520-3931 |
| Date | Apr 7, 2026 |
|---|
| Name | HOMESTEAD FSB |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 12, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.55% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Jones County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Jones County |
| Municipality | Hamlin City |
| Unified School District | Hamlin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $275.00 (+41.03%) | $10,020 (+24.01%) Land $3,400 Building $6,620 | $10,020 (+24.01%) Land $3,400 Building $6,620 |
| 2023 | $8,080 Land $2,540 Building $5,540 | $8,080 Land $2,540 Building $5,540 | |
| 2022 | $195.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 44 (1980–2023) |
| Claims Outside the SFHA | 1 of 44 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAMLIN serves 2,164 people · EPA ID TX1270002 |
|---|---|
| Water Source | Purchased surface water from CITY OF ABILENE |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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