445 W Gray St, Norman, OK 73069 Property Records

Cleveland County property record for 445 W Gray St, Norman, OK 73069

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4,200 sqft · built 1979
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Tax Bill$3,511 (2025)
Deeds & MortgagesJan 2022 Transfer
Mar 2018 Loan Modification
Flood ZoneZone AE (high risk)
APNR0025530

Property Details

APN / Parcel Number

Primary APNR0025530
Alternative APNs
  • NCT3BIRAD 4 26003
  • 25530

Interior

Stories1 Story
Building Area4,200 sqft Gross Area
1st Floor Area4,200 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Construction TypeMetal Frame
Fire ResistanceWood or Wood & Steel Frame
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
View / LotBusiness Cluster
PorchBreezeway
Porch Area1,562 sqft
BreezewayBreezeway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number25530
Street Address445 W GRAY ST
CityNORMAN
StateOK
Zip73069-7117
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC1
Legal DescriptionBIRCHUM ADD PARCEL A AKA W3.75 LT 26 AND ALL LTS 24 AND 25 AND E16.25 LT 23 BLK 4
Legal Range02W
Legal Township09
Legal Section30
Legal SubdivisionBIRCHUM, W B FIRST
Legal Block4
Legal Lot Number26
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2058
Census Tract200400

Owner

Source: Cleveland County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4715 S QUINOA AVE, BROKEN ARROW, OK 74011-1938
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Quit Claim Deed, Transfer
Quitclaim
Mar 23, 2018Loan Modification, Mortgage
MITCHELL FAMILY TRUST (RT)

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 12, 2022
Transfer DocR202201513
Record UpdatedOct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLEVELAND OK
Recording DateJan 12, 2022
Property Address445 W GRAY ST, NORMAN, OK 73069-7117
Document NumberR202201513
Book / Page6369 / 735
Instrument DateJan 4, 2022
InstrumentR 2022 01513
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6604 S DATE AVE, BROKEN ARROW, OK 74011-6619

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLEVELAND OK
Property Address445 W GRAY ST, NORMAN, OK 73069-7117
Document Number0000008747
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address445 W GRAY NORMAN OK 73072, NORMAN, OK 73072

Mortgage

Document Number0000008747
DateMar 26, 2018
Book Page005782/000328
Instrument8747
Lender
NameMITCHELL FAMILY TRUST (RT)
Agreement
Term60 Months
DueMar 25, 2023

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,511.00 (+4.93%)$29,252 (+5%) Land $8,516 Building $20,736$454,451 (+95.75%) Land $132,300 Building $322,151
2023$3,346.00$27,859 Land $5,880 Building $21,979$232,162 Land $49,000 Building $183,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (1986–2024)
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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