445 W 7th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 445 W 7th St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1961
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$107,500 (Aug 2023)
Tax Bill	$3,435 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-403-016`

Property Details

APN / Parcel Number

Primary APN	`09-29-403-016`
Alternative APNs	`929403016` `461D269`

Interior

Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	253 sqft

Location & Zoning

Street Address	445 W 7TH ST
City	PECATONICA
State	IL
Zip	61063-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERLEY & ST JOHNS ADDN LOT 13 & W 1/2LOT 014 BLOCK 003
Legal Subdivision	PERLEY & ST JOHNS ADDN
Legal Block	003
Legal Lot Number	13
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	1
Census Block	1057
Census Tract	4300

Owner

Source: Winnebago County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 W 7TH ST, PECATONICA, IL 61063-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed, Transfer · FHA Mortgage NORTHWEST BANK ROCKFORD
Aug 3, 2023	Warranty Deed, Transfer ILLINOIS HOUSING DEV AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	202317527
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 3, 2023
Property Address	445 W 7TH ST, PECATONICA, IL 61063-9743
Document Number	0000017527
Map Reference	BK35 PG1
Instrument Date	Jul 7, 2023
Instrument	2317527
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 W 7TH ST, PECATONICA, IL 61063-9743

Mortgage

Document Number	0000017528
Date	Aug 3, 2023
Instrument	2317528

Lender

Name	NORTHWEST BANK ROCKFORD
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 3, 2023
Property Address	445 W 7TH ST, PECATONICA, IL 61063-9743
Document Number	0000017526
Map Reference	BK35 PG1
Instrument Date	Jul 7, 2023
Instrument	2317526
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 W 7TH ST, PECATONICA, IL 61063-9743

Mortgage

Document Number	0000017529
Date	Aug 3, 2023
Instrument	2317529

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,435.00 (-0.06%)	$47,488 (+7.41%) Land $7,316 Building $40,172	$142,464 (+7.41%) Land $21,948 Building $120,516
2024	$3,437.00	$44,212 (+17.95%) Land $6,811 Building $37,401	$132,636 (+17.95%) Land $20,433 Building $112,203
2022		$37,483 Land $5,774 Building $31,709	$112,449 Land $17,322 Building $95,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand.

Nearby Properties on W 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures