445 W 65th St, Jacksonville, FL 32208 Property Records

Duval County property record for 445 W 65th St, Jacksonville, FL 32208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,006 sqft · built 1944
Lot Size	0.176 acres (7,668 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Mar 2024)
Tax Bill	$902 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035392-0000`

Property Details

APN / Parcel Number

Primary APN	`035392-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,006 sqft Living Area
Gross Area	1,018 sqft
1st Floor Area	800 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,668 sqft (0.176 acres)
Lot Dimensions	124 ft deep x 62 ft wide
Porch	Unfinished Open Porch
Porch Area	12 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	445 W 65TH ST
City	JACKSONVILLE
State	FL
Zip	32208-3924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	6-43 39-1S-26E .176 2ND ADDITION TO PANAMA TERRACE LOT 16,PT LOTS 17,18 RECD O/R 20989-2205 BLK 21
Legal Range	26E
Legal Township	01S
Legal Section	39
Legal Subdivision	PANAMA TERRACE,2ND ADD TO
Legal Block	1
Legal Lot Number	16
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1015
Census Tract	1401

Owner

445 W 65th St is owned and occupied by two individuals who bought it in March 2024.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 W 65TH ST, JACKSONVILLE, FL 32208-3924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Special Warranty Deed, Transfer · FHA Mortgage THINK ONE MORTGAGE INC
May 11, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 18, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Apr 1, 2022	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	Oct 18, 2022 · Amount on File
Deed Document Number	202459470
Deed Book / Page	20989 / 2205
Prior Transfer Date	May 3, 2023
Prior Transfer Doc	0206760101
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 26, 2024
Property Address	445 W 65TH ST, JACKSONVILLE, FL 32208-3924
Document Number	0209892205
Book / Page	20989 / 2205
Map Reference	MB 6 PG 43
Instrument Date	Feb 26, 2024
Instrument	2024059470
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E JACKSON ST STE 3000, 3000, TAMPA, FL 33602-5207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 W 65TH ST, JACKSONVILLE, FL 32208-3924

Mortgage

Document Number	0209892207
Date	Mar 26, 2024
Instrument	20989/2207

Lender

Name	THINK ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	May 11, 2023
Property Address	445 W 65TH ST, JACKSONVILLE, FL 32208-3924
Document Number	0206760101
Book / Page	20676 / 101
Map Reference	MB 6 PG 43
Instrument Date	May 3, 2023
Instrument	2023095820
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 N ORANGE ST, WILMINGTON, DE 19801-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 N ORANGE ST, WILMINGTON, DE 19801-1120

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 18, 2022
Property Address	445 W 65TH ST, JACKSONVILLE, FL 32208-3924
Document Number	0204680269
Book / Page	20468 / 269
Map Reference	MB 6 PG 43
Instrument Date	Oct 17, 2022
Instrument	2022261387
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$833.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 W 65TH ST, JACKSONVILLE, FL 32208-3924
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 1, 2022
Property Address	445 W 65TH ST, JACKSONVILLE, FL 32208-3924
Document Number	0202040972
Book / Page	20204 / 972
Map Reference	MB 6 PG 43
Instrument Date	Mar 14, 2022
Instrument	2022081311
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$1,110.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5938 WOODSIDE DR, JACKSONVILLE, FL 32210-3945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 445 W 65th St was $902 with exemptions applied, down 56.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,703 (-1.17%) Land $23,982 Building $83,721	$107,703 (-1.17%) Land $23,982 Building $83,721
2025	$902.00 (-56.21%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$108,978 Land $21,725 Building $87,253	$108,978 Land $21,725 Building $87,253
2024	$2,060.00 (+4.2%)
2023	$1,977.00 (+414.84%)	$99,994 (+167.27%) Land $17,856 Building $82,138	$99,994 (+103.65%) Land $17,856 Building $82,138
2022	$384.00 Homeowner's exemption Widower's exemption	$37,413	$49,102 Land $13,392 Building $35,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 445 W 65th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 W 65th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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