445 W 125th St, Chicago, IL 60628 Property Records

Cook County property record for 445 W 125th St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1954
Lot Size	0.106 acres (4,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jan 2026)
Tax Bill	$1,955 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-328-019`

Property Details

APN / Parcel Number

Primary APN	`25-28-328-019`
Alternative APN	`25-28-328-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,612 sqft (0.106 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	445 W 125TH ST
City	CHICAGO
State	IL
Zip	60628-7157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	FRANK R (IVES) RESUB OF LOTS 15-18 IN ANDREWS SUB OF EH OF SW & SE SH SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	ANDREWS SUB
Legal Block	3
Legal Lot Number	15-18
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2023
Census Tract	530503

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9750 S WALLACE ST, CHICAGO, IL 60628-1217
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Jul 24, 2025 · Amount on Record
Deed Document Number	202624130
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 20, 2026
Property Address	445 W 125TH ST, CHICAGO, IL 60628-7157
Document Number	0002024130
Instrument Date	Jan 5, 2026
Instrument	2602024130
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9750 S WALLACE ST, CHICAGO, IL 60628-1217

Mortgage

Document Number	0002024131
Date	Jan 20, 2026
Instrument	2602024131

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,000 (+0.01%) Land $2,767 Building $10,233	$130,000 (+0.01%) Land $27,670 Building $102,330
2024	$1,955.00 (-4.54%)
2023	$2,048.00 (+3.64%)	$12,999 (-) Land $1,844 Building $11,155	$129,990 (-) Land $18,440 Building $111,550
2022	$1,976.00 (+1.39%) Homeowner's exemption	$12,999 (-) Land $1,844 Building $11,155	$129,990 (-) Land $18,440 Building $111,550
2021	$1,949.00 Homeowner's exemption	$12,999 Land $1,844 Building $11,155	$129,990 Land $18,440 Building $111,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20