St. Croix County property record for 445 Virtue Rd, Hudson, WI 54016
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.02 acres (44,649 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,438 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-1283-50-000 |
| Primary APN | 020-1283-50-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 44,649 sqft (1.02 acres) |
|---|
| Street Address | 445 VIRTUE RD |
|---|---|
| City | HUDSON |
| State | WI |
| Zip | 54016-7581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 20 T29N R19W PT NW NE LOT 115 WILLOW RIDGE EAST II 1.025ACRES |
| Legal Range | 19W |
| Legal Township | 29N |
| Legal Section | 20 |
| Legal Subdivision | WILLOW RIDGE EAST II |
| Legal Lot Number | 115 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 120300 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 VIRTUE RD, HUDSON, WI 54016-7581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 26, 2018 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Aug 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 445 VIRTUE RD, HUDSON, WI 54016-7581 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 445 VIRTUE RD, HUDSON, WI 54016-7581 |
| Document Number | 0001203497 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 1203497 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 445 VIRTUE RD, HUDSON, WI 54016-7581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001073396 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 1073396 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 445 VIRTUE RD, HUDSON, WI 54016-7581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001086038 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 1086038 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,438.00 Homeowner's exemption | ||
| 2025 | $4,438.00 (+7.46%) Homeowner's exemption | $429,300 (-) Land $86,000 Building $343,300 | $429,300 (-) Land $86,000 Building $343,300 |
| 2023 | $4,130.00 Homeowner's exemption | $429,300 Land $86,000 Building $343,300 | $429,300 Land $86,000 Building $343,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Mar 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Midco Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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