445 Veteran's Row, Elgin, SC 29045 Property Records

Kershaw County property record for 445 Veteran's Row, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,350 sqft · built 2001
Lot Size	3.25 acres (141,570 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2020)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292-00-00-015`

Property Details

APN / Parcel Number

Primary APN	`292-00-00-015`
Alternative APNs	`0292 00 00 0150` `8158`

Interior

Stories	2 Stories
Building Area	2,350 sqft Gross Area
Gross Area	1,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Lot Area	141,570 sqft (3.25 acres)
Porch	Porch
Porch Area	364 sqft

Location & Zoning

Account Number	8158
Old Parcel Number	0292 00 00 0150
Street Address	445 VETERANS ROW
City	ELGIN
State	SC
Zip	29045-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	TRACT 5
Legal Tract	5
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	970401

Owner

Source: Kershaw County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	445 VETERANS ROW, ELGIN, SC 29045-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLSOUTH FCU
May 8, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	0000421797
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	445 VETERANS ROW, ELGIN, SC 29045-9787
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241352
Date	Feb 21, 2024
Book Page	5091/303
Instrument	2024-1352

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Mar 1, 2036

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	May 8, 2020
Property Address	445 VETERANS ROW, ELGIN, SC 29045-9787
Document Number	0000003910
Book / Page	004217 / 000097
Instrument Date	May 8, 2020
Instrument	3910
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 VETERANS ROW ELGIN SC 290459787, ELGIN, SC 29045-9787

Mortgage

Document Number	3911
Date	May 8, 2020
Book Page	004217/000099
Instrument	3911

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (-0.6%)	$210,600 (-) Land $29,400 Building $181,200	$210,600 (-)
2023	$1,334.00	$210,600 Land $29,400 Building $181,200	$210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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