Cabarrus County property record for 445 Veterans Ave, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,800 sqft · built 1990 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jun 2015) |
| Tax Bill | $3,289 (2023) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5631 30 8143 |
| Primary APN | 5631 30 8143 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 4,276 sqft |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 80,586 sqft (1.85 acres) |
| Lot Dimensions | 275 ft deep x 209 ft wide |
| Garage Type | Mixed |
| Garage Area | 900 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 192 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 101567 |
|---|---|
| Street Address | 445 VETERANS AVE |
| City | CONCORD |
| State | NC |
| Zip | 28025-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | NW/INT VETERANS/KEENAN DRE OF DEAL RD |
| Legal Subdivision | DEAL ST |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 42300 |
445 Veterans Ave is owned and occupied by an individual who bought it in June 2015.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 VETERANS AVE, CONCORD, NC 28025-7156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2015 · Amount on File |
| Deed Sale | Jun 2, 2015 · Amount on File |
| Prior Sale | Feb 24, 1999 · Amount on File |
| Deed Book / Page | 11437 / 75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 445 VETERANS AVE, CONCORD, NC 28025-7156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST CHOICE TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 14709223 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 14709/223 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,290 Land $103,860 Building $289,430 | ||
| 2024 | $393,290 (+45.9%) Land $103,860 Building $289,430 | ||
| 2023 | $3,289.00 | $269,560 Land $71,220 Building $198,340 | $269,560 Land $71,220 Building $198,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Veterans Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Veterans Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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