445 Verl Ln NE, Pilot, VA 24138 Property Records

Floyd County property record for 445 Verl Ln NE, Pilot, VA 24138

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 2 ba · 1,232 sqft · built 2001
Lot Size	169 acres (7,391,696 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2025)
Tax Bill	$2,006 (2026)
Deeds & Mortgages	Oct 2016 Mortgage May 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-29`

Property Details

APN / Parcel Number

Primary APN	`7-29`
Alternative APN	`R001422`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Logs
Roof Material	Galvanized Metal
Lot Area	7,391,696 sqft (169 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R001422
Street Address	445 VERL LN NE
City	PILOT
State	VA
Zip	24138-1649
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	BRUSH CREEK PC1-711
Legal Subdivision	BRUSH CREEK
Jurisdiction	FLOYD VA
Township / Civil Division	LOCUST GROVE
Census Block Group	3
Census Block	3005
Census Tract	920103

Owner

445 Verl Ln NE, an agricultural property, is owned by two individuals who bought it in November 2025.

Source: Floyd County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4409 FISHERSVIEW RD, PILOT, VA 24138-1539
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2016	Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST
May 14, 2026	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT/VIRGINIAS ACA
Nov 7, 2025	Intrafamily Transfer, Transfer · Line of Credit THE FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Deed Document Number	20251758
Record Updated	Sep 20, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	445 VERL LN NE, PILOT, VA 24138-1649
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160001800
Date	Oct 28, 2016
Instrument	160001800

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Recording Date	May 14, 2026
Property Address	445 VERL LN NE, PILOT, VA 24138-1649
Document Number	0000000767
Instrument Date	May 14, 2026
Instrument	2026767
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 FISHERSVIEW RD, PILOT, VA 24138-1539

Mortgage

Document Number	0000000767,
Date	May 14, 2026
Instrument	2026767

Lender

Name	FARM CREDIT/VIRGINIAS ACA

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLOYD VA
Recording Date	Nov 7, 2025
Property Address	445 VERL LN NE, PILOT, VA 24138-1649
Document Number	0250001758
Map Reference	CAB 1 PG 711
Instrument Date	Nov 7, 2025
Instrument	250001758
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 FISHERSVIEW RD, PILOT, VA 24138-1539

Mortgage

Document Number	0250001759
Date	Nov 7, 2025
Instrument	250001759

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 445 Verl Ln NE was $2,006, down 38.3% from the year before.

Source: Floyd County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,006.00 (-38.31%)	$739,100 (-) Land $494,900 Building $244,200
2025	$3,252.00	$739,100 Land $494,900 Building $244,200	$739,100 Land $494,900 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Verl Ln NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Verl Ln NE is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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