Boulder County property record for 445 Utica Ave, Boulder, CO 80304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 3,207 sqft · built 1984 |
| Lot Size | 0.204 acres (8,882 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,600,000 (Sep 2018) |
| Tax Bill | $12,423 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1461-13-1-12-018 |
| Primary APN | 1461-13-1-12-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,207 sqft Living Area |
| Gross Area | 3,783 sqft |
| 1st Floor Area | 1,599 sqft |
| Upper Floors Area | 652 sqft |
| Basement Area | 956 sqft |
| Finished Basement | 956 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Lot Area | 8,882 sqft (0.204 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0096043 |
|---|---|
| Street Address | 445 UTICA AVE |
| City | BOULDER |
| State | CO |
| Zip | 80304-0774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 & W 4 FT LOT 17 BLK A WONDERLAND NORTH |
| Legal Range | 71 |
| Legal Township | 1N |
| Legal Section | 13 |
| Legal Subdivision | WONDERLAND NORTH - BO |
| Legal Block | A |
| Legal Lot Number | 18 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12104 |
445 Utica Ave is owner-occupied and held in a trust since April 2025.
Source: Boulder County records, as of September 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 445 UTICA AVE, BOULDER, CO 80304-0774 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 9, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Prior Sale | Jul 11, 2011 · Amount on File |
| Deed Document Number | 20183677834 |
| Last Transfer Date | Apr 14, 2025 |
| Transfer Doc | 0004083938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 445 UTICA AVE, BOULDER, CO 80304-0774 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0003831167 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 3831167 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 445 UTICA AVE, BOULDER, CO 80304-0774 |
| Document Number | 0003730139 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 445 UTICA AVE BOULDER CO 803040774, BOULDER, CO 80304-0774 |
| Document Number | 0003730139 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 3730139 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 13, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Sep 25, 2018 |
| Property Address | 445 UTICA AVE, BOULDER, CO 80304-0774 |
| Document Number | 0003677834 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 3677834 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 445 UTICA AVE, BOULDER, CO 80304-0774 |
| Document Number | 0003677835 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 3677835 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2033 |
The 2025 property tax bill for 445 Utica Ave was $12,423.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,502 (+5.18%) Land $66,340 Building $72,162 | $2,106,800 (-) Land $1,045,600 Building $1,061,200 | |
| 2025 | $12,423.00 | $131,675 Land $65,350 Building $66,325 | $2,106,800 Land $1,045,600 Building $1,061,200 |
| 2023 | $11,912.00 (+27.26%) | $143,246 (+40.58%) Land $71,060 Building $72,186 | $2,138,000 (+45.83%) Land $1,060,600 Building $1,077,400 |
| 2022 | $9,360.00 | $101,894 Land $55,371 Building $46,523 | $1,466,100 Land $796,700 Building $669,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 Utica Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 units insured incl. 5 condo units |
| Nearby Flood Claims | 14 (2013–2015) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Utica Ave is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 89% of Colorado |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| LiveWireNet Fixed Wireless | 250 / 100 |
May also be available: Verizon.
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