445 Utica Ave, Boulder, CO 80304 Property Records

Boulder County property record for 445 Utica Ave, Boulder, CO 80304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.75 ba · 3,207 sqft · built 1984
Lot Size0.204 acres (8,882 sqft)
OwnerTrust Name on File
Last Sale$1,600,000 (Sep 2018)
Tax Bill$12,423 (2025)
Deeds & MortgagesNov 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1461-13-1-12-018

Property Details

APN / Parcel Number

Primary APN1461-13-1-12-018
Alternative APNs
  • R0096043
  • 0096043

Interior

Bedrooms4 Beds
Full Baths3.75 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,207 sqft Living Area
Gross Area3,783 sqft
1st Floor Area1,599 sqft
Upper Floors Area652 sqft
Basement Area956 sqft
Finished Basement956 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2016
Architectural StyleA-Frame
Exterior MaterialWood Shingle
Construction TypeFrame
Lot Area8,882 sqft (0.204 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0096043
Street Address445 UTICA AVE
CityBOULDER
StateCO
Zip80304-0774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 & W 4 FT LOT 17 BLK A WONDERLAND NORTH
Legal Range71
Legal Township1N
Legal Section13
Legal SubdivisionWONDERLAND NORTH - BO
Legal BlockA
Legal Lot Number18
JurisdictionBOULDER CO
Township / Civil DivisionBOULDER
Census Block Group1
Census Block1007
Census Tract12104

Owner

445 Utica Ave is owner-occupied and held in a trust since April 2025.

Source: Boulder County records, as of September 18, 2026

Owner of RecordTrust Name on File
Mailing Address445 UTICA AVE, BOULDER, CO 80304-0774
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 9, 2019Deed of Trust, Mortgage
QUICKEN LNS
Sep 25, 2018Warranty Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2018 · Amount on File
Deed SaleSep 25, 2018 · Amount on File
Prior SaleJul 11, 2011 · Amount on File
Deed Document Number20183677834
Last Transfer DateApr 14, 2025
Transfer Doc0004083938
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address445 UTICA AVE, BOULDER, CO 80304-0774
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003831167
DateNov 6, 2020
Instrument3831167
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address445 UTICA AVE, BOULDER, CO 80304-0774
Document Number0003730139
Instrument DateAug 9, 2019
Transaction TypeMortgage
Record UpdatedAug 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 UTICA AVE BOULDER CO 803040774, BOULDER, CO 80304-0774

Mortgage

Document Number0003730139
DateAug 14, 2019
Instrument3730139
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term180 Months
DueAug 13, 2034

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOULDER CO
Recording DateSep 25, 2018
Property Address445 UTICA AVE, BOULDER, CO 80304-0774
Document Number0003677834
Instrument DateSep 21, 2018
Instrument3677834
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 UTICA AVE, BOULDER, CO 80304-0774

Mortgage

Document Number0003677835
DateSep 25, 2018
Instrument3677835
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 445 Utica Ave was $12,423.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
MunicipalityBoulder City
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138,502 (+5.18%) Land $66,340 Building $72,162$2,106,800 (-) Land $1,045,600 Building $1,061,200
2025$12,423.00$131,675 Land $65,350 Building $66,325$2,106,800 Land $1,045,600 Building $1,061,200
2023$11,912.00 (+27.26%)$143,246 (+40.58%) Land $71,060 Building $72,186$2,138,000 (+45.83%) Land $1,060,600 Building $1,077,400
2022$9,360.00$101,894 Land $55,371 Building $46,523$1,466,100 Land $796,700 Building $669,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 Utica Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 58 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies63 units insured
incl. 5 condo units
Nearby Flood Claims14 (2013–2015)
Claims Outside the SFHA6 of 14
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Utica Ave is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 89% of Colorado
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BOULDER
serves 166,080 people · EPA ID CO0107152
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ayva Networks
Fixed Wireless
2,500 / 2,500
Xfinity
Cable
2,000 / 250
LiveWireNet
Fixed Wireless
250 / 100

May also be available: Verizon.

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