445 Union Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 445 Union Ave, Rutherford, NJ 07070

Property Summary

Property Type	Apartments (5+ Units)
Details	built 1943
Lot Size	0.775 acres (33,750 sqft)
Owner	Company Name on Record
Last Sale	$3,025,000 (Apr 2009)
Tax Bill	$65,322 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00192-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`56-00192-0000-00007`
Alternative APN	`560019200007`

Interior

Units	52 Units
Stories	2 Stories

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	33,750 sqft (0.775 acres)
Lot Dimensions	150 ft deep x 225 ft wide
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	445 UNION AVE
City	RUTHERFORD
State	NJ
Zip	07070-1400
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Description	225X150
Legal Subdivision	STATE REALTY ASSOCS/NEW JERSEY
Legal Block	192
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	6
Census Block	6000
Census Tract	51100

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 RIVER ST, HACKENSACK, NJ 07601-7540
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2009 · Amount on Record
Deed Sale	Apr 22, 2009 · Amount on Record
Prior Sale	Dec 4, 2008
Deed Document Number	2009881392
Deed Book / Page	88 / 1392
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 27, 2022
Property Address	445 UNION AVE, RUTHERFORD, NJ 07070-1400
Document Number	0046941397
Book / Page	4694 / 1397
Instrument Date	Feb 17, 2022
Instrument	2022054984
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 RIVER ST, 210, HACKENSACK, NJ 07601-7540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 RIVER ST, HACKENSACK, NJ 07601-7540

Mortgage

Document Number	2022054985
Date	May 27, 2022
Instrument	2022054985

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,041,300 (-) Land $780,000 Building $1,261,300	$2,041,300 (-) Land $780,000 Building $1,261,300
2025	$65,322.00 (+2.53%)	$2,041,300 (-) Land $780,000 Building $1,261,300	$2,041,300 (-) Land $780,000 Building $1,261,300
2024	$63,709.00 (+5.12%)
2023		$2,041,300 Land $780,000 Building $1,261,300	$2,041,300 Land $780,000 Building $1,261,300
2022	$60,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (2007–2021)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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