445 Sunstone Ct, Orange Park, FL 32065 Property Records

Clay County property record for 445 Sunstone Ct, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 2005
Lot Size	0.038 acres (1,665 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Dec 2021)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-24-007869-014-49`

Property Details

APN / Parcel Number

Primary APN	`12-04-24-007869-014-49`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,520 sqft Heated Area
Gross Area	1,924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,665 sqft (0.038 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	445 SUNSTONE CT
City	ORANGE PARK
State	FL
Zip	32065-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 7C CAMBRIDGE @ OAKLEAF PLANTATION AS REC O R 4543 PG 17
Legal Range	25
Legal Township	04
Legal Section	07
Legal Subdivision	CAMBRIDGE @ OAKLEAF PLANTATION
Legal Lot Number	7C
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1000
Census Tract	30205

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	445 SUNSTONE CT, ORANGE PARK, FL 32065-5509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	2021076566
Deed Book / Page	4543 / 17
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 2, 2021
Property Address	445 SUNSTONE CT, ORANGE PARK, FL 32065-5509
Document Number	0045430017
Book / Page	4543 / 17
Map Reference	MB 47 PG 11-18
Instrument Date	Nov 24, 2021
Instrument	2021076566
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,477.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13012 SAINT FILAGREE DR, 13012, RIVERVIEW, FL 33579-7082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 SUNSTONE CT, ORANGE PARK, FL 32065-5509

Mortgage

Document Number	0000454319
Date	Dec 2, 2021
Instrument	4543/19

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,440.00 (-37%) Homeowner's exemption	$200,144 (+5.99%)	$212,164 (+0.73%) Land $35,000 Building $177,164
2023	$3,873.00 (+5.22%) Homeowner's exemption	$188,839 (+3%)	$210,631 (+14.89%) Land $35,000 Building $175,631
2022	$3,681.00 Homeowner's exemption	$183,339 Land $20,000 Building $163,339	$183,339 Land $20,000 Building $163,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30