Boulder County property record for 445 Sumner St, Longmont, CO 80501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,456 sqft · built 1949 |
| Lot Size | 0.158 acres (6,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Oct 2018) |
| Tax Bill | $3,409 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1315-04-1-25-001 |
| Primary APN | 1315-04-1-25-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 336 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Lot Area | 6,890 sqft (0.158 acres) |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R0042844 |
|---|---|
| Street Address | 445 SUMNER ST |
| City | LONGMONT |
| State | CO |
| Zip | 80501-4865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 45-46 BLK 1 CAPITOL HILL |
| Legal Range | 69 |
| Legal Township | 2N |
| Legal Section | 04 |
| Legal Subdivision | CAPITOL HILL - LG |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | LONGMONT |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 13302 |
Source: Boulder County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 SUMNER ST, LONGMONT, CO 80501-4865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Oct 5, 2018 | Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT |
| May 15, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on Record |
| Deed Sale | Oct 5, 2018 · Amount on Record |
| Prior Sale | Aug 9, 1985 |
| Deed Document Number | 20183679805 |
| Prior Transfer Date | May 12, 2017 |
| Prior Transfer Doc | 0003592186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 445 SUMNER ST, LONGMONT, CO 80501-4865 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003888458 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 3888458 |
| Name | DMI MORTGAGE SERVICING |
|---|---|
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Jul 28, 2020 |
| Property Address | 445 SUMNER ST, LONGMONT, CO 80501-4865 |
| Document Number | 0003801470 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 3801470 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1533 CHUKAR DR LONGMONT CO 805043306, LONGMONT, CO 80504-3306 |
| Document Number | 3801471 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 3801471 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Oct 5, 2018 |
| Property Address | 445 SUMNER ST, LONGMONT, CO 80501-4865 |
| Document Number | 0003679805 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 3679805 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 445 SUMNER ST, LONGMONT, CO 80501-4865 |
| Document Number | 0003679807 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 3679807 |
| Name | COLORADO HOUSING & FINANCE AUTHORIT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Number | 0003679806 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 3679806 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | May 15, 2017 |
| Property Address | 445 SUMNER ST, LONGMONT, CO 80501-4865 |
| Document Number | 0003592186 |
| Instrument Date | May 12, 2017 |
| Instrument | 3592186 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1520 MEEKER DR LONGMONT CO 805043019, LONGMONT, CO 80504-3019 |
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Longmont City |
| Unified School District | St. Vrain Valley School District RE 1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,806 (-2.08%) Land $7,088 Building $24,718 | $519,700 (-) Land $156,200 Building $363,500 | |
| 2025 | $3,409.00 (+13.33%) | $32,482 (-8.68%) Land $9,763 Building $22,719 | $519,700 (-2.11%) Land $156,200 Building $363,500 |
| 2023 | $3,008.00 (+10.1%) | $35,571 (+28.82%) Land $10,928 Building $24,643 | $530,900 (+33.63%) Land $163,100 Building $367,800 |
| 2022 | $2,732.00 | $27,612 Land $8,041 Building $19,571 | $397,300 Land $115,700 Building $281,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONGMONT serves 104,178 people · EPA ID CO0107485 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NextLight Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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