445 Stock Ln, Chestnutridge, MO 65630 Property Records

Christian County property record for 445 Stock Ln, Chestnutridge, MO 65630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1991
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,777 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-0.4-20-0-0-7`

Property Details

APN / Parcel Number

Primary APN	`21-0.4-20-0-0-7`
Alternative APN	`21-0.4-20-000-000-007.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	522,720 sqft (12 acres)
Garage Area	896 sqft
Pool Area	555 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	445 STOCK LN
City	CHESTNUTRIDGE
State	MO
Zip	65630-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG. SEC SE1/4 SE1/4, TH. W. 1335, TH. N. 280, TH. E. 940TH. N. 250, TH NE 430, TH. S. 730 POB
Legal Range	21W
Legal Township	25N
Legal Section	20
Legal Subdivision	SPOKANE-HVL OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	SOUTH GALLOWAY
Census Block Group	2
Census Block	2042
Census Tract	20501

Owner

Source: Christian County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4388 US HIGHWAY 160, WALNUT SHADE, MO 65771-9297
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF THE OZARKS
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit OLD MO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021
Deed Sale	Apr 8, 2021
Prior Sale	Apr 8, 2021 · Amount on Record
Deed Document Number	20216650
Deed Book / Page	2021 / 6605
Last Transfer Date	Jan 21, 2025
Transfer Doc	0000001827
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 8, 2021
Property Address	445 STOCK LN, CHESTNUTRIDGE, MO 65630-3004
Document Number	0202106604
Book / Page	2021 / 6604
Instrument Date	Apr 7, 2021
Instrument	2021L06649
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 STASH DR, CHESTNUTRIDGE, MO 65630

Mortgage

Document Number	2021L06651
Date	Apr 8, 2021
Instrument	2021L06651

Lender

Name	CENTRAL BANK OF THE OZARKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	445 STOCK LN, CHESTNUTRIDGE, MO 65630-3004
Document Number	0202016386
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	447 STOCK LN CHESTNUTRIDGE MO 656303004, CHESTNUTRIDGE, MO 65630-3004

Mortgage

Document Number	0202016386
Date	Oct 5, 2020
Book Page	002020/016386
Instrument	16541

Lender

Name	OLD MO BK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Spokane R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,080 (+6.82%)	$200,800 (+6.81%) Land $21,000 Building $179,800
2024	$1,777.00
2023		$35,650	$188,000 Land $21,000 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 97.1% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stock Ln

Nearby Streets

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