445 Steven Dr, Red Bud, IL 62278 Property Records

Randolph County property record for 445 Steven Dr, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jun 2026)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-141-403-00`

Property Details

APN / Parcel Number

Primary APN	`13-141-403-00`

Exterior

Lot Area	30,928 sqft (0.71 acres)

Location & Zoning

Street Address	445 STEVEN DR
City	RED BUD
State	IL
Zip	62278-1574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	551/496 789/825 792/365 807/139 2007R03015 2016R03170 REPLAT 6-20-95 LOT 102 FIFTH ADD TO COUNTRY CLUB ESTATES VI
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Lot Number	102
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	3
Census Block	3014
Census Tract	950800

Owner

445 Steven Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 STEVEN DR, RED BUD, IL 62278-1574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Sep 2, 2016 · Amount on File
Deed Document Number	20261615
Prior Transfer Date	Apr 26, 2016
Prior Transfer Doc	2016R03170
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jun 2, 2026
Property Address	445 STEVEN DR, RED BUD, IL 62278-1574
Document Number	0000001615
Instrument Date	May 28, 2026
Instrument	20261615
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,752.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 STEVEN DR, RED BUD, IL 62278-1574

Mortgage

Document Number	0000001616,
Date	Jun 2, 2026
Instrument	20261616

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	445 STEVEN DR, RED BUD, IL 62278-1574
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018R00280
Date	Jan 26, 2018
Instrument	2018R00280

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 445 Steven Dr was $3,647 with a homeowner's exemption, up 7.2% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,647.00 (+7.23%) Homeowner's exemption	$67,025 (+6.56%) Land $13,660 Building $53,365	$201,075 (+6.56%) Land $40,980 Building $160,095
2024	$3,401.00 Homeowner's exemption	$62,900 Land $12,820 Building $50,080	$188,700 Land $38,460 Building $150,240
2022	$2,923.00 Homeowner's exemption	$54,900 Land $11,190 Building $43,710	$164,700 Land $33,570 Building $131,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 445 Steven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Steven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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