Solano County property record for 445 Stern Ct, Dixon, CA 95620
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,571 sqft · built 1996 |
| Lot Size | 0.242 acres (10,526 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Dec 2021) |
| Tax Bill | $7,498 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0108-251-100 |
| Primary APN | 0108-251-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,571 sqft Living Area |
| 1st Floor Area | 1,571 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 10,526 sqft (0.242 acres) |
| Garage Area | 597 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 445 STERN CT |
|---|---|
| City | DIXON |
| State | CA |
| Zip | 95620-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHOONER RIDGE 1 SUB BK-BG 66-12 LOT 9 |
| Legal Subdivision | SCHOONER RIDGE 1 |
| Legal Lot Number | 9 |
| Legal Unit | 1 |
| Jurisdiction | SOLANO CA |
| Township / Civil Division | DIXON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 253404 |
Source: Solano County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 STERN CT, DIXON, CA 95620-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Dec 17, 2021 | Grant Deed, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Aug 21, 2008 · Amount on Record |
| Deed Document Number | 2021129338 |
| Prior Transfer Date | Nov 5, 2008 |
| Prior Transfer Doc | 0000090636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 445 STERN CT, DIXON, CA 95620-4505 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000045668 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 201700045668 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 445 STERN CT, DIXON, CA 95620-4505 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000094493 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 201700094493 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 445 STERN CT, DIXON, CA 95620-4505 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000110080 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 202000110080 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOLANO CA |
| Recording Date | Dec 17, 2021 |
| Property Address | 445 STERN CT, DIXON, CA 95620-4505 |
| Document Number | 0000129338 |
| Map Reference | MB 66 PG 12 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 202100129338 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 445 STERN CT, DIXON, CA 95620-4505 |
| Document Number | 0000129339 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 202100129339 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Solano County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Solano County |
| Municipality | Dixon City |
| Unified School District | Dixon Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,694 (+2%) Land $205,661 Building $460,033 | ||
| 2025 | $7,498.00 (-0.72%) Homeowner's exemption | $652,642 (+4.04%) Land $201,629 Building $451,013 | |
| 2024 | $7,552.00 (+3%) | ||
| 2023 | $7,332.00 (+2.85%) Homeowner's exemption | $627,300 Land $193,800 Building $433,500 | $560,700 |
| 2022 | $7,129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DIXON serves 12,540 people · EPA ID CA4810009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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