445 State St, Lancaster, PA 17603 Property Records

Lancaster County property record for 445 State St, Lancaster, PA 17603

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,031 sqft · built 1925
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Feb 2023)
Tax Bill$9,873 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jan 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN339-46482-0-0000

Property Details

APN / Parcel Number

Primary APN339-46482-0-0000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,031 sqft Living Area
Gross Area2,835 sqft
1st Floor Area952 sqft
Upper Floors Area913 sqft
Basement Area746 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleDuplex Single
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialSlate
Lot Area5,227 sqft (0.12 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area58 sqft
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address445 STATE ST
CityLANCASTER
StatePA
Zip17603-2605
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal Description445 STATE ST
Legal Lot Number2
JurisdictionLANCASTER PA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1025
Census Tract13503

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lancaster City Historic District
listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 STATE ST, LANCASTER, PA 17603-2605
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jan 18, 2023Deed, Transfer
SOUTHGATE TITLE SERVICES LLC, STATE TITLE SERVICES LLC
Jun 6, 2018Grant Deed, Transfer · Conventional Mortgage
PENNSYLVANIA ST EMP CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2023 · Amount on Record
Deed SaleFeb 27, 2023 · Amount on Record
Prior SaleJan 18, 2023 · Amount on Record
Deed Document Number20236725670
Record UpdatedOct 29, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateFeb 27, 2023
Property Address445 STATE ST, LANCASTER, PA 17603-2605
Document Number0006725670
Instrument DateFeb 14, 2023
Instrument6725670
Transaction TypeTransfer
Record UpdatedApr 7, 2026
Title CompanySOUTHGATE TITLE SERVICES LLC, STATE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address700 E GATE DR # DR400, DR400, MOUNT LAUREL, NJ 08054-3803

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 STATE ST, LANCASTER, PA 17603-2605

Mortgage

Document Number0006725671
DateFeb 27, 2023
Instrument6725671
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateJan 18, 2023
Property Address445 STATE ST, LANCASTER, PA 17603-2605
Document Number0006721033
Instrument DateJan 5, 2023
Instrument6721033
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanySOUTHGATE TITLE SERVICES LLC, STATE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$3,800.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 E GATE DR STE 400, 400, MOUNT LAUREL, NJ 08054-3807
InvestorPossibly a Property Investor

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLANCASTER PA
Recording DateJun 6, 2018
Property Address445 STATE ST, LANCASTER, PA 17603-2605
Document Number0006400973
Instrument DateMay 30, 2018
Instrument6400973
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyHOMESALE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,449.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address445 STATE ST LANCASTER PA 176032605, LANCASTER, PA 17603-2605

Mortgage

Document Number6400974
DateJun 6, 2018
Instrument6400974
Lender
NamePENNSYLVANIA ST EMP CU
TypeCredit Union
AddressHARRISBURG, PA 17106-7013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 5, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityLancaster City
Unified School DistrictLancaster School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,900 (-) Land $51,200 Building $195,700$246,900 (-) Land $51,200 Building $195,700
2025$9,873.00 (+1.06%)
2024$9,769.00$246,900 Land $51,200 Building $195,700
2018$246,900 Land $51,200 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LANCASTER
serves 120,000 people · EPA ID PA7360058
Water SourceSurface water
Last State InspectionApr 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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