445 Staniel Cay Dr, Osage Beach, MO 65065 Property Records

Camden County property record for 445 Staniel Cay Dr, Osage Beach, MO 65065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,820 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 3.0 07.0 000.0 009 035.000`

Property Details

APN / Parcel Number

Primary APN	`08 3.0 07.0 000.0 009 035.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,820 sqft Gross Area

Exterior

Year Built	Built 1970
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	445 STANIEL CAY DR
City	OSAGE BEACH
State	MO
Zip	65065-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAN-TAR-A ESTATES 255 PT NW SE, PT NE SW
Legal Subdivision	TAN-TAR-A ESTATES
Legal Block	16W
Jurisdiction	CAMDEN MO
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2023
Census Tract	950202

Owner

Source: Camden County records · APN 08 3.0 07.0 000.0 009 035.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11474 S AURORA ST, OLATHE, KS 66061-4250
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000781285
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	OSAGE BEACH, MO 65065
Transaction Type	Mortgage
Record Updated	Feb 08, 2024
Title Company	NOT AVAILABLE, SERVICELINK ALL PA BRANCHES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21015 W 60TH TER, SHAWNEE, KS 66218-9262

Mortgage

Document Number	0000342/76
Date	Nov 22, 2021
Book Page	342/76

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00 (-4.44%)	$23,860 (-)	$125,579 (-)
2023		$23,860 (-)	$125,579 (-)
2022	$1,059.00	$23,860	$125,579

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 17, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Co-Mo Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KK WATER SUPPLY private · serves 800 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.