1. Home
  2. Maryland
  3. Carroll County
  4. Westminster
  5. Spalding Ct

445 Spalding Ct, Westminster, MD 21158 Property Records

Carroll County property record for 445 Spalding Ct, Westminster, MD 21158

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,208 sqft · built 1990
Lot Size0.059 acres (2,560 sqft)
OwnerTrust Name on File
Last Sale$232,500 (Jan 2007)
Tax Bill$4,237 (2026)
Flood ZoneZone X (minimal risk)
APN07-108044

Property Details

APN / Parcel Number

Primary APN07-108044
Alternative APNs
  • 7108044
  • 108044

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,208 sqft Total Area
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,560 sqft (0.059 acres)
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number108044
Street Address445 SPALDING CT
CityWESTMINSTER
StateMD
Zip21158-9412
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD-4
Legal DescriptionLT 198A - 2560 SQ FT SPALDING CT 31-51/43 FURNACE HILLS AMND PL B
Legal SubdivisionFURNACE HILLS
Legal Lot Number198A
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3004
Census Tract507704

Owner

445 Spalding Ct, a townhouse, is held in a trust since January 2007.

Source: Carroll County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address3931 HAWKS HILL RD, NEW WINDSOR, MD 21776-9503
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2007 · Amount on File
Deed SaleJan 30, 2007 · Amount on File
Prior SaleNov 9, 1999 · Amount on File
Deed Document Number200762742
Deed Book / Page5131 / 90
Transfer Doc0000963547
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 445 Spalding Ct was $4,237, up 5.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,237.00 (+5.9%)$252,200 Land $80,000 Building $172,200$252,200 Land $80,000 Building $172,200
2025$4,001.00
2023$3,550.00$210,100 Land $79,000 Building $131,100$210,100 Land $79,000 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Spalding Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Spalding Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spalding Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures