445 Seneca St, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 445 Seneca St, Lewiston, NY 14092

Property Summary

Details	3 bd · 1.5 ba · 2,144 sqft · built 2018
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$11,035 (2026)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`292401 101.14-2-38.2`

Property Details

APN / Parcel Number

Primary APN	`292401 101.14-2-38.2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	1,508 sqft
2nd Floor Area	636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	198 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 SENECA ST
City	LEWISTON
State	NY
Zip	14092-1628
Property Category	Other
Property Type	Unknown
Legal Block	2
Legal Lot Number	38.002
Jurisdiction	NIAGARA NY
Township / Civil Division	LEWISTON
Census Block Group	2
Census Block	2024
Census Tract	24401

Owner

445 Seneca St is owned and occupied by an individual.

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	445 SENECA ST, LEWISTON, NY 14092-1628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	445 SENECA ST, LEWISTON, NY 14092-1628
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007097
Date	May 9, 2019
Instrument	2019-07097

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LEWISTON, NY 14092

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 445 Seneca St was $11,035, up 2.6% from the year before.

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lewiston Town
Municipality	Lewiston Village
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,035.00 (+2.61%)
2025	$10,754.00	$225,000 Land $30,000 Building $195,000	$562,500 Land $75,000 Building $487,500
2023		$225,000 Land $30,000 Building $195,000	$489,130 Land $65,217 Building $423,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Seneca St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Seneca St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISTON VILLAGE serves 2,781 people · EPA ID NY3100558
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20