445 Seascape Resort Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 445 Seascape Resort Dr, Aptos, CA 95003

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,288 sqft · built 1997
Lot Size	0.027 acres (1,176 sqft)
Owner	Individual Name on File
Last Sale	$953,000 (Aug 2020)
Tax Bill	$13,605 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-531-30`

Property Details

APN / Parcel Number

Primary APN	`054-531-30`
Alternative APN	`054-531-30-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,288 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Lot Area	1,176 sqft (0.027 acres)
View / Lot	Ocean
Deck Area	146 sqft
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 SEASCAPE RESORT DR
City	APTOS
State	CA
Zip	95003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VA
Legal Description	TRACT 1274 UNIT 445 LOT 4
Legal Subdivision	SEASCAPE RESORT
Legal Tract	1274
Legal Lot Number	4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122205

Owner

445 Seascape Resort Dr, a condominium, is owned by an individual who bought it in August 2020.

Source: Santa Cruz County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1601 TOULON CT, SAN JOSE, CA 95138-2213
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit AXOS BANK
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Aug 27, 2020	Grant Deed, Transfer · Conventional Mortgage ADVANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Oct 10, 1997 · Amount on File
Deed Document Number	202033022
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 26, 2026
Property Address	445 SEASCAPE RESORT DR, APTOS, CA 95003
Document Number	0000019232
Instrument Date	Aug 25, 2026
Instrument	202619232
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 TOULON CT, SAN JOSE, CA 95138-2213

Mortgage

Document Number	0000019232,
Date	Aug 26, 2026
Instrument	202619232

Lender

Name	AXOS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 14, 2026
Property Address	445 SEASCAPE RESORT DR, APTOS, CA 95003
Document Number	0000018393
Instrument Date	Aug 11, 2026
Instrument	202618393
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 TOULON CT, SAN JOSE, CA 95138-2213

Mortgage

Document Number	0000018393,
Date	Aug 14, 2026
Instrument	202618393

Lender

Name	AXOS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 27, 2020
Property Address	445 SEASCAPE RESORT DR, APTOS, CA 95003
Document Number	0000033022
Map Reference	VOL 5892 PG 271
Instrument Date	Aug 24, 2020
Instrument	2020-0033022
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1601 TOULON CT, SAN JOSE, CA 95138-2213

Mortgage

Document Number	0000033023
Date	Aug 27, 2020
Instrument	2020-0033023

Lender

Name	ADVANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 445 Seascape Resort Dr was $13,605.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,043,356 (+2%) Land $794,938 Building $248,418
2025	$13,605.00	$1,022,898 Land $779,351 Building $243,547
2023	$11,969.00 (+2.09%)	$983,178 Land $749,088 Building $234,090	$951,840
2022	$11,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Seascape Resort Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	21 (1998–2023)
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Seascape Resort Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks.

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