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  5. SE Co Rd 405

445 SE Co Rd 405, Mayo, FL 32066 Property Records

Lafayette County property record for 445 SE Co Rd 405, Mayo, FL 32066

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,368 sqft · built 1976
Lot Size5.48 acres (239,144 sqft)
Owner2 Individual Names on Record
Last Sale$74,000 (Aug 2018)
Tax Bill$200 (2025)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0000000000709

Property Details

APN / Parcel Number

Primary APN0000000000709
Alternative APN
  • 1405120000000000709

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area572 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Architectural StyleOther
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area239,144 sqft (5.48 acres)
PorchOpen Porch
Porch Area796 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Account Number0000000000709
Street Address445 SE COUNTY ROAD 405
CityMAYO
StateFL
Zip32066-5803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 0005.49 ACRES COM. AT SW COR. OF NW1/4 OF SW1/4 14-05-12; TH. N.0 34'26 W. ALONG W. LINE OF SEC. 14 880 FT.; TH. N.89
Legal Range12E
Legal Township05S
Legal Section14
Legal BlockA
Legal Lot Number7,94
JurisdictionLAFAYETTE FL
Township / Civil DivisionMAYO
Census Block Group2
Census Block2023
Census Tract960202

Owner

Source: Lafayette County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 SE COUNTY ROAD 405, MAYO, FL 32066-5803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2018 · Amount on Record
Deed SaleAug 23, 2018 · Amount on Record
Deed Document Number201834001383
Deed Book / Page384 / 309
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE FL
Property Address445 SE COUNTY ROAD 405, MAYO, FL 32066-5803
Document Number0034001384
Instrument DateAug 22, 2018
Transaction TypeMortgage
Record UpdatedSep 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8137 W COCONUT PALM DR HOMOSASSA FL 344488903, HOMOSASSA, FL 34448-8903

Mortgage

Document Number0034001384
DateAug 23, 2018
Book Page000384/000311
Instrument34001384
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2048

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLafayette County
Unified School DistrictLafayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2025$200.00 (+14.29%) Homeowner's exemption
2024$175.00 Homeowner's exemption
2023$175.00 Homeowner's exemption
2022$175.00 Homeowner's exemption

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimApr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Windstream
DSL · Fiber in parts of the area		200 / 20

May also be available: Rapid Fiber Internet, T-Mobile.

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