445 SE 5th St, Hermiston, OR 97838 Property Records

Umatilla County property record for 445 SE 5th St, Hermiston, OR 97838

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,188 sqft · built 1995
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Dec 2024)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4N2811CD01400`

Property Details

APN / Parcel Number

Primary APN	`4N2811CD01400`
Alternative APNs	`131669.00` `131669`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	1,188 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	352 sqft
Patio Area	264 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	131669
Street Address	445 SE 5TH ST
City	HERMISTON
State	OR
Zip	97838-2424
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R3
Legal Description	PARTITION PLAT 2000-09 LOT: PARCEL 1
Legal Range	28
Legal Township	04N
Legal Section	11
Legal Subdivision	PARTITION PLAT 2000-09
Legal Lot Number	1
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1010
Census Tract	951202

Owner

445 SE 5th St, a mobile home, is owned and occupied by an individual who bought it in December 2024.

Source: Umatilla County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	445 SE 5TH ST, HERMISTON, OR 97838-2424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 31, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 24, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Feb 22, 2011	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 24, 2013	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON AFFORDABLE HOUSING ASSISTANCE COR
Dec 20, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Aug 31, 2015 · Amount on File
Deed Document Number	20248787
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	445 SE 5TH ST, HERMISTON, OR 97838-2424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217180203
Date	Mar 29, 2021
Instrument	2021-7180203

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Nov 1, 2045

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	445 SE 5TH ST, HERMISTON, OR 97838-2424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 SE 5TH ST, HERMISTON, OR 97838-2424

Mortgage

Document Number	20230005209
Date	Jul 31, 2023
Instrument	2023-0005209

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	269 Months
Due	Dec 1, 2045

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	445 SE 5TH ST, HERMISTON, OR 97838-2424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 SE 5TH ST, HERMISTON, OR 97838-2424

Mortgage

Document Number	20250007341
Date	Sep 24, 2025
Instrument	2025-0007341

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	445 SE 5TH ST, HERMISTON, OR 97838-2424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20115750590
Date	Feb 22, 2011
Instrument	2011-5750590

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	445 SE 5TH ST, HERMISTON, OR 97838-2424
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20136050625
Date	May 24, 2013
Instrument	2013-6050625

Lender

Name	OREGON AFFORDABLE HOUSING ASSISTANCE COR
Type	Government Agency
Address	SALEM, OR 97301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	56 Months
Due	Jan 1, 2018

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Dec 20, 2024
Property Address	445 SE 5TH ST, HERMISTON, OR 97838-2424
Document Number	20240008787
Instrument Date	Dec 18, 2024
Instrument	2024-0008787
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 SE 5TH ST, HERMISTON, OR 97838-2424

Mortgage

Document Number	20240008788
Date	Dec 20, 2024
Instrument	2024-0008788

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 445 SE 5th St was $2,810.

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Hermiston City
Unified School District	Hermiston School District 8 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,810.00	$135,360 Land $47,410 Building $87,950	$260,070 Land $74,820 Building $185,250
2023	$2,749.00	$127,600 Land $44,690 Building $82,910	$235,380 Land $58,000 Building $177,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 SE 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 SE 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERMISTON serves 20,000 people · EPA ID OR4100372
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Blue Mountain Net Fiber · Cable · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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