Chesapeake City property record for 445 School House Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,314 sqft · built 1993 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Jul 2003) |
| Tax Bill | $4,653 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2017 Mortgage |
| APN | 0501001000100 |
| Primary APN | 0501001000100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 876 sqft |
| Upper Floors Area | 876 sqft |
| Attic | Attic |
| Attic Area | 440 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 201 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 SCHOOL HOUSE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 10 SCHOOLHOUSE CROSSING SEC 3 |
| Legal Subdivision | ALBEMARLE FARMS NORTH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 SCHOOL HOUSE RD, CHESAPEAKE, VA 23322-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit ABNB FEDERAL CREDIT UNION |
| Jul 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2003 · Amount on Record |
| Deed Sale | Jul 8, 2003 · Amount on Record |
| Deed Book / Page | 4978 / 800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 1, 2026 |
| Property Address | 445 SCHOOL HOUSE RD, CHESAPEAKE, VA 23322-1715 |
| Document Number | 0000011052 |
| Book / Page | 10973 / 1698 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202611052 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 445 SCHOOL HOUSE RD, CHESAPEAKE, VA 23322-1715 |
| Document Number | 0000011052, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 10973/1698 |
| Instrument | 202611052 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 445 SCHOOL HOUSE RD, CHESAPEAKE, VA 23322-1715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 9809/699 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 9809/699 |
| Instrument | 170018960 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,200 (+5.54%) Land $205,000 Building $281,200 | $486,200 (+5.54%) Land $205,000 Building $281,200 | |
| 2025 | $4,653.00 (+3.17%) | $460,700 (+9.25%) Land $185,000 Building $275,700 | $460,700 (+9.25%) Land $185,000 Building $275,700 |
| 2024 | $4,510.00 (+28.34%) | ||
| 2023 | $421,700 (+9.39%) Land $175,000 Building $246,700 | $421,700 (+9.39%) Land $175,000 Building $246,700 | |
| 2022 | $385,500 Land $150,000 Building $235,500 | $385,500 Land $150,000 Building $235,500 | |
| 2019 | $3,514.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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