445 Sargent Rd, Winlock, WA 98596 Property Records

Lewis County property record for 445 Sargent Rd, Winlock, WA 98596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 2016
Lot Size	6.2 acres (270,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Sep 2015)
Tax Bill	$4,023 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2022 Line of Credit + 2 more
APN	`015286-013-001`

Property Details

APN / Parcel Number

Primary APN	`015286-013-001`
Alternative APNs	`2196627` `429388`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,744 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	270,072 sqft (6.2 acres)
Garage Type	Attached
Garage Area	1,472 sqft
Porch	Covered Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2196627
Street Address	445 SARGENT RD
City	WINLOCK
State	WA
Zip	98596-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 22 TOWNSHIP 12N RANGE 02W PT N2 NE4 LOT 1 SS10-00012 3353520
Legal Range	02W
Legal Township	12N
Legal Section	22
Legal Subdivision	SS10-00012
Legal Lot Number	1
Jurisdiction	LEWIS WA
Township / Civil Division	WINLOCK-PE ELL
Census Block Group	1
Census Block	1000
Census Tract	971501

Owner

Source: Lewis County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 SARGENT RD, WINLOCK, WA 98596-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2015 · Amount on Record
Deed Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	20153436405
Last Transfer Date	Mar 16, 2016
Transfer Doc	0003444975
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	445 SARGENT RD, WINLOCK, WA 98596-9201
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003631504
Date	Dec 8, 2025
Instrument	3631504

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	330 UNION AVE SE, OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	445 SARGENT RD, WINLOCK, WA 98596-9201
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003578911
Date	Jun 21, 2022
Instrument	3578911

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	445 SARGENT RD, WINLOCK, WA 98596-9201
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003461299
Date	Feb 23, 2017
Instrument	3461299

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	445 SARGENT RD, WINLOCK, WA 98596-9201
Document Number	0003508862
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 SARGENT RD WINLOCK WA 985969201, WINLOCK, WA 98596-9201

Mortgage

Document Number	0003508862
Date	Sep 9, 2019
Instrument	3508862

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Winlock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,100 (-) Land $131,300 Building $408,800	$540,100 (-) Land $131,300 Building $408,800
2024	$4,023.00 (+4.6%)	$540,100 (+4.47%) Land $131,300 Building $408,800	$540,100 (+4.47%) Land $131,300 Building $408,800
2023	$3,846.00
2022		$517,000 Land $95,500 Building $421,500	$517,000 Land $95,500 Building $421,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ToledoTel Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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