Calvert County property record for 445 Saddle Ct, Lusby, MD 20657
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.417 acres (18,198 sqft) |
| Owner | Company Name on File |
| Tax Bill | $545 (2025) |
| Deeds & Mortgages | Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-076701 |
| Primary APN | 01-076701 |
|---|---|
| Alternative APNs |
|
| Lot Area | 18,198 sqft (0.417 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 076701 |
|---|---|
| Street Address | 445 SADDLE CT |
| City | LUSBY |
| State | MD |
| Zip | 20657-3406 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R |
| Legal Description | LT 54 SEC 1E CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 54 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 861004 |
445 Saddle Ct, residential vacant land, is owned by a company that acquired it in September 2023.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1175 SHAW AVE, CLOVIS, CA 93612-3932 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 |
| Deed Sale | Sep 12, 2023 |
| Prior Sale | Aug 13, 2002 |
| Deed Book / Page | 6481 / 380 |
| Transfer Doc | 0000030569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 12, 2023 |
| Property Address | 445 SADDLE CT, LUSBY, MD 20657-3406 |
| Document Number | 0064810380 |
| Book / Page | 6481 / 380 |
| Map Reference | MB JLB 1 PG 39 |
| Instrument Date | Aug 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1175 SHAW AVE, CLOVIS, CA 93612-3932 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 445 Saddle Ct was $545.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,000 Land $25,000 | $25,000 Land $25,000 | |
| 2025 | $545.00 | ||
| 2023 | $396.00 | $38,200 Land $38,200 | $38,200 Land $38,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Saddle Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2010–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Saddle Ct is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: IQ Fiber, T-Mobile.
5G and 4G LTE (outdoors only)
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