445 S Waverly St, Dearborn, MI 48124 Property Records

Wayne County property record for 445 S Waverly St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,735 sqft · built 1941
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Aug 2020)
Tax Bill	$7,534 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-211-10-010`

Property Details

APN / Parcel Number

Primary APN	`82-09-211-10-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,735 sqft Living Area
1st Floor Area	952 sqft
Basement Area	783 sqft
Unfinished Basement	783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 S WAVERLY ST
City	DEARBORN
State	MI
Zip	48124-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 280 HANNAN'S DEARBORN HILLS SUB NO 1
Legal Subdivision	HANNANS DEARBORN HILLS NO 1
Legal Lot Number	280
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2008
Census Tract	574800

Owner

445 S Waverly St is owned and occupied by an individual who acquired it in March 2022.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	445 S WAVERLY ST, DEARBORN, MI 48124-1671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · SBA Mortgage CELTIC BANK CORPORATION
Mar 30, 2022	Intrafamily Transfer, Transfer
Mar 10, 2022	Correction Deed · Conventional Mortgage PRIMELENDING
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Oct 24, 2014 · Amount on File
Deed Document Number	2020251550
Deed Book / Page	56008 / 627
Last Transfer Date	Mar 30, 2022
Transfer Doc	0575251114
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	445 S WAVERLY ST, DEARBORN, MI 48124-1671
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0574551494
Date	Mar 9, 2022
Book Page	57455/1494
Instrument	2022064390

Lender

Name	CELTIC BANK CORPORATION
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 4, 2032

Interest

Rate Type	Adjustable Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Mar 30, 2022
Property Address	445 S WAVERLY ST, DEARBORN, MI 48124-1671
Document Number	0575251114
Book / Page	57525 / 1114
Instrument Date	Mar 30, 2022
Instrument	2022123535
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S WAVERLY ST, DEARBORN, MI 48124-1671

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 10, 2022
Property Address	445 S WAVERLY ST, DEARBORN, MI 48124-1671
Document Number	0574560402
Book / Page	57456 / 402
Map Reference	LB 42 PG 2
Instrument Date	Mar 1, 2022
Instrument	2022064540
Record Updated	Aug 16, 2023
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 S WAVERLY ST, DEARBORN, MI 48124-1671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S WAVERLY ST, DEARBORN, MI 48124-1671

Mortgage

Document Number	0574560404
Date	Mar 10, 2022
Book Page	57456/404
Instrument	2022064541

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	342 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 27, 2020
Property Address	445 S WAVERLY ST, DEARBORN, MI 48124-1671
Document Number	0560080627
Book / Page	56008 / 627
Map Reference	LB 42 PG 2
Instrument Date	Aug 14, 2020
Instrument	2020251550
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	V1 TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,390.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 S WAVERLY ST, 445, DEARBORN, MI 48124-1671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S WAVERLY ST, DEARBORN, MI 48124-1671

Mortgage

Document Number	0056008628
Date	Aug 27, 2020
Instrument	56008/628

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 445 S Waverly St was $7,534 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,900 (-2.31%)	$329,800 (-2.31%)
2025	$7,534.00 Homeowner's exemption	$168,800	$337,600
2023	$6,976.00 Homeowner's exemption	$147,300 (+13.48%)	$294,600 (+13.48%)
2022		$129,800	$259,600
2019	$5,755.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 S Waverly St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 445 S Waverly St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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