445 S Utopia St, Clewiston, FL 33440 Property Records

Hendry County property record for 445 S Utopia St, Clewiston, FL 33440 · Last verified January 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$14,500 (Oct 2019)
Tax Bill	$963 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23520`

Property Details

APN / Parcel Number

Primary APN	`23520`
Alternative APN	`1 32 44 25 A00 0250.0000`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Account Number	23520
Street Address	445 S UTOPIA ST
City	CLEWISTON
State	FL
Zip	33440-8352
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S 1/2 OF SW 1/4 OF NE 1/4 OF SW 1/4 OF SE 1/4 1.25 AC TRACT 4959
Legal Range	32
Legal Township	44
Legal Section	25
Legal Subdivision	MONTURA RANCH ESTATES
Legal Tract	4959
Legal Block	250
Jurisdiction	HENDRY FL
Township / Civil Division	CLEWISTON
Census Block Group	2
Census Block	2040
Census Tract	602

Owner

Source: Hendry County records · APN 23520

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12951 PORT SAID RD UNIT 18, 18, OPA LOCKA, FL 33054-4947
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2019 · Amount on Record
Deed Sale	Oct 08, 2019 · Amount on Record
Prior Sale	Nov 14, 2005
Deed Document Number	201926010936
Deed Book / Page	964 / 0926
Record Updated	Jun 08, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENDRY FL
Recording Date	Oct 08, 2019
Property Address	45 S UTOPIA ST, CLEWISTON, FL 33440
Document Number	0009640926
Book / Page	000964 / 000926
Instrument Date	Oct 07, 2019
Instrument	26010936
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	CALOOSA TITLE INSURANCE AGENCY INC, CALOOSA TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$101.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6425 COW PEN RD #P106 MIAMI LAKES FL 330146657, P106, MIAMI LAKES, FL 33014-6657

Mortgage

Document Number	9640927
Date	Oct 08, 2019
Book Page	000964/000927
Instrument	26010937

Lender

Name	ERPENBECK FLORIDA LLC
Address	4900 13TH LN, VERO BEACH, FL 32966-2617

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 07, 2022

Interest

Rate	10%

Tax Assessment & Valuation

Source: Hendry County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hendry County
Unified School District	Hendry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00 (+6.53%)	$34,375 (+21.36%) Land $34,375	$34,375 (+21.36%) Land $34,375
2023	$904.00 (+16.8%)	$28,325 (-1.48%) Land $28,325	$28,325 (-1.48%) Land $28,325
2022	$774.00	$28,750 Land $28,750	$28,750 Land $28,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hendry County (12051C), updated February 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120510006022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force 3 of 4 on primary residences

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 276 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.