445 S Telegraph Rd, Dearborn, MI 48124 Property Records

Wayne County property record for 445 S Telegraph Rd, Dearborn, MI 48124

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$327,000 (Aug 2024)
Tax Bill	$2,491 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-09-211-09-008`

Property Details

APN / Parcel Number

Primary APN	`82-09-211-09-008`

Exterior

Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	445 S TELEGRAPH RD
City	DEARBORN
State	MI
Zip	48124-1479
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA
Legal Description	LOT 414 HANNAN'S DEARBORN HILLS SUB NO 1
Legal Subdivision	HANNANS DEARBORN HILLS NO 1
Legal Lot Number	414
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2007
Census Tract	574800

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	444 S WAVERLY ST, DEARBORN, MI 48124-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Deed Document Number	2024235203
Deed Book / Page	59048 / 1497
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	445 S TELEGRAPH RD, DEARBORN, MI 48124-1479
Document Number	0557910618
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	444 S WAVERLY ST DEARBORN MI 481241650, DEARBORN, MI 48124-1650

Mortgage

Document Number	0557910618
Date	May 19, 2020
Book Page	055791/000618
Instrument	165641

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 9, 2018
Property Address	445 S TELEGRAPH RD, DEARBORN, MI 48124-1479
Document Number	0544960531
Book / Page	054496 / 000531
Instrument Date	Jun 11, 2018
Instrument	216449
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1906 W 12 MILE RD ROYAL OAK MI 480733907, ROYAL OAK, MI 48073-3907

Mortgage

Document Number	544960533
Date	Jul 9, 2018
Book Page	054496/000533
Instrument	216450

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,700 (+27.22%)	$123,400 (+27.22%)
2025	$2,491.00 (+1,975.83%) Homeowner's exemption	$48,500 (+1,632.14%)	$97,000 (+1,632.14%)
2023	$120.00 (-8.4%) Homeowner's exemption	$2,800	$5,600
2019	$131.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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