445 S Oak St, Itasca, IL 60143 Property Records

DuPage County property record for 445 S Oak St, Itasca, IL 60143

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,806 sqft · built 2007
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Sep 2009)
Tax Bill	$18,526 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-08-318-032`

Property Details

APN / Parcel Number

Primary APN	`03-08-318-032`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,806 sqft Living Area
Gross Area	6,191 sqft
1st Floor Area	1,771 sqft
2nd Floor Area	2,035 sqft
Basement Area	1,771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	22.9 ft deep x 5 ft wide
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 S OAK ST
City	ITASCA
State	IL
Zip	60143-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LUEHRINGS 1ST ADD TO ITASCA ALL
Legal Subdivision	LUEHRINGS 1ST ADD TO ITASCA
Legal Lot Number	64
Jurisdiction	DU PAGE IL
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1011
Census Tract	840202

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 S OAK ST, ITASCA, IL 60143-2525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 27, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2009 · Amount on Record
Deed Sale	Sep 15, 2009 · Amount on Record
Prior Sale	Feb 8, 2006 · Amount on Record
Deed Document Number	2009142306
Prior Transfer Date	Feb 5, 2008
Prior Transfer Doc	0000140090
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	445 S OAK ST, ITASCA, IL 60143-2525
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025433
Date	Feb 17, 2021
Instrument	R2021-025433

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	445 S OAK ST, ITASCA, IL 60143-2525
Document Number	0000119034
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S OAK ST ITASCA IL 601432525, ITASCA, IL 60143-2525

Mortgage

Document Number	0000119034
Date	Nov 20, 2017
Instrument	119034

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	445 S OAK ST, ITASCA, IL 60143-2525
Document Number	0000017913
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S OAK ST ITASCA IL 601432525, ITASCA, IL 60143-2525

Mortgage

Document Number	0000017913
Date	Feb 21, 2017
Instrument	17913

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Addison Township
Municipality	Itasca Village
Elementary School District	Itasca School District 10 (PK - 08)
Secondary School District	Lake Park Community High School District 108 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,526.00 (+9.89%)	$293,834 (+21.33%) Land $65,542 Building $228,292	$881,502 (+21.33%) Land $196,626 Building $684,876
2022	$16,859.00 Homeowner's exemption	$242,180 Land $53,430 Building $188,750	$726,540 Land $160,290 Building $566,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITASCA serves 9,506 people · EPA ID IL0430500
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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