445 S Montecito Dr, Pueblo, CO 81007 Property Records

Pueblo County property record for 445 S Montecito Dr, Pueblo, CO 81007

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,113 sqft · built 1996
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Dec 2020)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	May 2019 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`701002014`

Property Details

APN / Parcel Number

Primary APN	`701002014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,113 sqft
Basement Area	1,089 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	63 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 S MONTECITO DR
City	PUEBLO
State	CO
Zip	81007-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3:RES/1 F
Legal Description	LOT 21 BLK 12 TR 301 PUEBLO WEST
Legal Range	67W
Legal Township	20S
Legal Section	01
Legal Subdivision	PUEBLO WEST WEST END
Legal Tract	301
Legal Block	12
Legal Lot Number	21
Jurisdiction	PUEBLO CO
Township / Civil Division	PUEBLO WEST
Census Block Group	2
Census Block	2017
Census Tract	2906

Owner

445 S Montecito Dr is owned and occupied by an individual who bought it in December 2020.

Source: Pueblo County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	445 S MONTECITO DR, PUEBLO, CO 81007-3294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Dec 28, 2020	Warranty Deed, Transfer · VA Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Aug 18, 2008 · Amount on File
Deed Document Number	20206203
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUEBLO CO
Property Address	445 S MONTECITO DR, PUEBLO WEST, CO 81007-3294
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002138628
Date	May 8, 2019
Instrument	2138628

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Dec 28, 2020
Property Address	445 S MONTECITO DR, PUEBLO WEST, CO 81007-3294
Document Number	0002206203
Instrument Date	Dec 22, 2020
Instrument	2206203
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S MONTECITO DR, PUEBLO WEST, CO 81007-3294

Mortgage

Document Number	0002206204
Date	Dec 28, 2020
Instrument	2206204

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 445 S Montecito Dr was $2,004, up 3.8% from the year before.

Source: Pueblo County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Pueblo County
Unified School District	Pueblo County School District 70 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00 (+3.78%)	$18,950 (-1.51%)	$536,262 Land $70,000 Building $466,262
2024	$1,931.00 (-1.18%)	$19,240 (-16.09%) Land $3,935 Building $15,305
2023	$1,954.00 (+42.84%)	$22,930 (+68.11%) Land $4,690 Building $18,240	$342,229 (+74.4%) Land $70,000 Building $272,229
2022	$1,368.00	$13,640 Land $2,570 Building $11,070	$196,228 Land $37,000 Building $159,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 S Montecito Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 S Montecito Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUEBLO WEST MD serves 30,000 people · EPA ID CO0151650
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Highline Internet Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
SECOM Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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