Waupaca County property record for 445 S Main St, Iola, WI 54945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,003 sqft · built 1895 |
| Last Sale | $138,000 (Feb 2021) |
| Tax Bill | $4,547 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-35-71-270 |
| Primary APN | 26-35-71-270 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 2,003 sqft Living Area |
| 1st Floor Area | 1,197 sqft |
| Basement Area | 806 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1945 |
| Garage Type | Attached |
| Garage Area | 810 sqft |
| Street Address | 445 S MAIN ST |
|---|---|
| City | IOLA |
| State | WI |
| Zip | 54945-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT OL 11 PRES & TRUSTEES PLAT EX V174P59 EXV215P473 EX V374P214 EX V174P59 EX V215P473 EX V374P214 FD14-161 V520P511 V610P359 |
| Legal Range | 11E |
| Legal Township | 23N |
| Legal Section | 02 |
| Legal Subdivision | PRES & TRUSTEES PLAT |
| Legal Lot Number | 11-12 |
| Jurisdiction | WAUPACA WI |
| Township / Civil Division | IOLA |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 100300 |
Source: Waupaca County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Occupancy | Owner Occupied |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 26, 2021 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jun 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PREMIER COMMUNITY BANK |
| Dec 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage NEWBRIDGE BANK |
| Last Sale | Feb 26, 2021 · Amount on Record |
|---|---|
| Deed Sale | Feb 26, 2021 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 2021891898 |
| Prior Transfer Date | Dec 3, 2014 |
| Prior Transfer Doc | 0000828709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUPACA WI |
| Property Address | 445 S MAIN ST, IOLA, WI 54945-9636 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | SERVICELINK |
| Document Number | 0000916048 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 916048 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUPACA WI |
| Property Address | 445 S MAIN ST, IOLA, WI 54945-9636 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Document Number | 0000910410 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 910410 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAUPACA WI |
| Recording Date | Feb 26, 2021 |
| Property Address | 445 S MAIN ST, IOLA, WI 54945-9636 |
| Document Number | 0000891898 |
| Map Reference | VOL 174 PG 59 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 891898 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | MIDWEST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Document Number | 0000891899 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 891899 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUPACA WI |
| Property Address | 445 S MAIN ST, IOLA, WI 54945-9636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Document Number | 872952 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 872952 |
| Name | PREMIER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MARION, WI 54950 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAUPACA WI |
| Recording Date | Dec 11, 2017 |
| Property Address | 445 S MAIN ST, IOLA, WI 54945-9636 |
| Document Number | 0000858048 |
| Instrument Date | Nov 25, 2017 |
| Instrument | 858048 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | MICLWEST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Document Number | 0000858049 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 858049 |
| Name | NEWBRIDGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2033 |
Source: Waupaca County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Waupaca County |
| Municipality | Iola Village |
| Unified School District | Iola-Scandinavia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,547.00 (+28.01%) | $158,700 (+33.92%) Land $10,000 Building $148,700 | |
| 2023 | $3,552.00 (-14.53%) | $118,500 (-) Land $6,500 Building $112,000 | $136,642 Land $7,495 Building $129,147 |
| 2022 | $4,156.00 | $118,500 Land $6,500 Building $112,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IOLA WATERWORKS serves 1,249 people · EPA ID WI4690394 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 12 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Amherst Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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