Allen County property record for 445 S Main St, Delphos, OH 45833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,478 sqft · built 1951 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jun 2012) |
| Tax Bill | $1,115 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 25-3007-20-006.000 |
| Primary APN | 25-3007-20-006.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 2,526 sqft |
| 1st Floor Area | 1,048 sqft |
| Attic | Attic |
| Attic Area | 430 sqft |
| Basement Area | 1,048 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,358 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Detached/Enclosed Porch |
| Porch Area | 316 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 445 S MAIN ST |
|---|---|
| City | DELPHOS |
| State | OH |
| Zip | 45833-2171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S PT N PT OL 32 FF 050.000 |
| Legal Subdivision | SOUTH ADD |
| Legal Lot Number | 32 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 13900 |
445 S Main St is owned and occupied by an individual who bought it in June 2012.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 S MAIN ST, DELPHOS, OH 45833-2171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2017 | Deed of Trust, Mortgage · Line of Credit THE UNION BK CO |
| Apr 25, 2017 | Deed of Trust, Mortgage · Line of Credit THE UNION BK CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2012 · Amount on File |
| Deed Sale | Jun 26, 2012 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20128589 |
| Deed Book / Page | 2012 / 8589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 445 S MAIN ST, DELPHOS, OH 45833-2171 |
| Document Number | 0000010294 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 445 S MAIN ST DELPHOS OH 458332171, DELPHOS, OH 45833-2171 |
| Document Number | 0000010294 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 002017/010294 |
| Instrument | 10294 |
| Name | THE UNION BK CO |
|---|---|
| Type | Bank |
| Address | DELPHOS, OH 45833 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 17, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 445 S MAIN ST, DELPHOS, OH 45833-2171 |
| Document Number | 0000004447 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 445 S MAIN ST DELPHOS OH 458332171, DELPHOS, OH 45833-2171 |
| Document Number | 0000004447 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 002017/004447 |
| Instrument | 4447 |
| Name | THE UNION BK CO |
|---|---|
| Type | Bank |
| Address | DELPHOS, OH 45833 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 25, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 445 S Main St was $1,115, up 0.2% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Marion Township |
| Municipality | Delphos City |
| Unified School District | Delphos City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,115.00 (+0.18%) | $35,840 (-) Land $4,830 Building $31,010 | $102,400 (-) Land $13,800 Building $88,600 |
| 2024 | $1,113.00 (+26.48%) Homeowner's exemption | $35,840 (+33.98%) Land $4,830 Building $31,010 | $102,400 Land $13,800 Building $88,600 |
| 2023 | $880.00 (-2.33%) Homeowner's exemption | $26,750 (-) Land $3,610 Building $23,140 | |
| 2022 | $901.00 Homeowner's exemption | $26,750 Land $3,610 Building $23,140 | |
| 2021 | $76,400 Land $10,300 Building $66,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 S Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 23 (1981–2019) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELPHOS CITY serves 7,101 people · EPA ID OH0200412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures