445 S Coy Rd, Oregon, OH 43616 Property Records

Lucas County property record for 445 S Coy Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,910 sqft · built 1882
Lot Size	0.879 acres (38,300 sqft)
Owner	Individual Name on Record
Last Sale	$170,200 (Dec 2019)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-19704`

Property Details

APN / Parcel Number

Primary APN	`44-19704`
Alternative APN	`24028002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,910 sqft Living Area
1st Floor Area	974 sqft
2nd Floor Area	936 sqft
Basement Area	628 sqft

Exterior

Year Built	Built 1882
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	38,300 sqft (0.879 acres)
Lot Width	120 ft Width
Garage Type	Detached
Garage Area	1,528 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	445 S COY RD
City	OREGON
State	OH
Zip	43616-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	8 10 3 SW 1/4 W 5 AC N 1/2 NW 1/4 EXCN 396 FT & EXC S 150
Legal Subdivision	8 10 03 SW 1/4
Legal Tract	99
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1000
Census Tract	9901

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 S COY RD, OREGON, OH 43616-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Intrafamily Transfer, Transfer STEWART TITLE
Dec 30, 2025	Intrafamily Transfer, Transfer · Line of Credit BUTTON FINANCE INC
Dec 27, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 2, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	0000053103
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000046174
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Dec 30, 2025
Property Address	445 S COY RD, OREGON, OH 43616-3001
Document Number	0000046174
Instrument Date	Oct 24, 2025
Instrument	202512300046174
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 S COY RD, OREGON, OH 43616-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S COY RD, OREGON, OH 43616-3001

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Dec 30, 2025
Property Address	445 S COY RD, OREGON, OH 43616-3001
Document Number	0000046174
Instrument Date	Oct 24, 2025
Instrument	202512300046174
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 S COY RD, OREGON, OH 43616-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S COY RD, OREGON, OH 43616-3001

Mortgage

Document Number	0000046175
Date	Dec 30, 2025
Instrument	202512300046175

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 27, 2019
Property Address	445 S COY RD, OREGON, OH 43616-3001
Document Number	0000053103
Instrument Date	Dec 22, 2019
Instrument	201912270053103
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	LOUISVILLE TTL AGCY FOR NW O

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S COY RD, OREGON, OH 43616-3001

Mortgage

Document Number	0000053104
Date	Dec 27, 2019
Instrument	201912270053104

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 2, 2019
Property Address	445 S COY RD, OREGON, OH 43616-3001
Document Number	0000030376
Instrument Date	Jul 29, 2019
Instrument	30376
Transaction Type	Foreclosure
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S COY RD OREGON OH 436163001, OREGON, OH 43616-3001

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,145.00 (+4.75%) Homeowner's exemption	$84,910 (-) Land $12,075 Building $72,835
2024	$3,957.00 (+18.4%) Homeowner's exemption	$84,910 (+42.29%) Land $12,075 Building $72,835	$242,600 (+42.29%) Land $34,500 Building $208,100
2023	$3,342.00 (-0.68%) Homeowner's exemption	$59,675 (-) Land $10,535 Building $49,140
2022	$3,365.00 Homeowner's exemption	$59,675 Land $10,535 Building $49,140
2021			$170,500 Land $30,100 Building $140,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on S Coy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures