445 S 45th St, Boulder, CO 80305 Property Records

Boulder County property record for 445 S 45th St, Boulder, CO 80305

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,139 sqft · built 1957
Lot Size0.159 acres (6,937 sqft)
OwnerIndividual Name on Record
Last Sale$915,000 (Aug 2023)
Tax Bill$5,772 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1577-05-4-27-013

Property Details

APN / Parcel Number

Primary APN1577-05-4-27-013
Alternative APNs
  • R0011818
  • 0011818

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,139 sqft Living Area
Gross Area2,370 sqft
1st Floor Area1,119 sqft
Basement Area1,020 sqft
Finished Basement1,020 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,937 sqft (0.159 acres)
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space
Patio Area360 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0011818
Street Address445 S 45TH ST
CityBOULDER
StateCO
Zip80305-6047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BLK 10 MARTIN ACRES 2
Legal Range70
Legal Township1S
Legal Section05
Legal SubdivisionMARTIN ACRES 2 - BO
Legal Block10
Legal Lot Number13
JurisdictionBOULDER CO
Township / Civil DivisionBOULDER
Census Block Group3
Census Block3011
Census Tract12507

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address445 S 45TH ST, BOULDER, CO 80305-6047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Prior SaleMay 6, 2016 · Amount on Record
Deed Document Number20234017923
Prior Transfer DateDec 4, 2015
Prior Transfer Doc0003489080
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOULDER CO
Recording DateAug 14, 2023
Property Address445 S 45TH ST, BOULDER, CO 80305-6047
Document Number0004017923
Instrument DateAug 10, 2023
Instrument4017923
Transaction TypeTransfer
Record UpdatedSep 6, 2023
Title CompanyCAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$91.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 S 45TH ST, BOULDER, CO 80305-6047

Mortgage

Document Number0004017924
DateAug 14, 2023
Instrument4017924
Lender
NameELEVATIONS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.7%
Max Rate11.7%

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
MunicipalityBoulder City
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,112 (+0.94%) Land $32,606 Building $28,506$968,700 (-) Land $549,500 Building $419,200
2025$5,772.00 (+1.76%)$60,544 (-12.72%) Land $34,344 Building $26,200$968,700 (-6.43%) Land $549,500 Building $419,200
2023$5,672.00 (+14.59%)$69,365 (+30.13%) Land $40,247 Building $29,118$1,035,300 (+34.98%) Land $600,700 Building $434,600
2022$4,950.00$53,306 Land $29,850 Building $23,456$767,000 Land $429,500 Building $337,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1979–2022)
Claims Outside the SFHA5 of 7
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BOULDER
serves 166,080 people · EPA ID CO0107152
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ayva Networks
Fixed Wireless
2,500 / 2,500
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
LiveWireNet
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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