445 S 38th St, Boulder, CO 80305 Property Records

Boulder County property record for 445 S 38th St, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,189 sqft · built 1956
Lot Size	0.161 acres (7,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$773,000 (Jun 2017)
Tax Bill	$6,474 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1577-05-4-19-026`

Property Details

APN / Parcel Number

Primary APN	`1577-05-4-19-026`
Alternative APNs	`R0013445` `0013445`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,189 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,037 sqft
Unfinished Basement	115 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,030 sqft (0.161 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0013445
Street Address	445 S 38TH ST
City	BOULDER
State	CO
Zip	80305-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 2 MARTIN ACRES 2
Legal Range	70
Legal Township	1S
Legal Section	05
Legal Subdivision	MARTIN ACRES 2 - BO
Legal Block	2
Legal Lot Number	11
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3000
Census Tract	12507

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 S 38TH ST, BOULDER, CO 80305-5407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Dec 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	20173599097
Last Transfer Date	Nov 20, 2020
Transfer Doc	0003839193
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	445 S 38TH ST, BOULDER, CO 80305-5407
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S 39TH ST, BOULDER, CO 80305-5413

Mortgage

Document Number	0004125696
Date	Mar 30, 2026
Instrument	4125696

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	445 S 38TH ST, BOULDER, CO 80305-5407
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004002842
Date	Apr 5, 2023
Instrument	4002842

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Dec 7, 2020
Property Address	445 S 38TH ST, BOULDER, CO 80305-5407
Document Number	0003839193
Instrument Date	Nov 20, 2020
Instrument	3839193
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 S 38TH ST, BOULDER, CO 80305-5407

Mortgage

Document Number	0003839194
Date	Dec 7, 2020
Instrument	3839194

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jun 21, 2017
Property Address	445 S 38TH ST, BOULDER, CO 80305-5407
Document Number	0003599097
Instrument Date	Jun 20, 2017
Instrument	3599097
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 S 38TH ST, BOULDER, CO 80305-5407

Mortgage

Document Number	0003599098
Date	Jun 21, 2017
Instrument	3599098

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,115 (+1.79%) Land $35,945 Building $33,170	$1,086,400 (-) Land $598,600 Building $487,800
2025	$6,474.00 (+3.73%)	$67,901 (-10.61%) Land $37,413 Building $30,488	$1,086,400 (-4.17%) Land $598,600 Building $487,800
2023	$6,241.00 (+14.16%)	$75,958 (+29.02%) Land $43,450 Building $32,508	$1,133,700 (+33.83%) Land $648,500 Building $485,200
2022	$5,467.00	$58,874 Land $32,429 Building $26,445	$847,100 Land $466,600 Building $380,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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