1. Home
  2. Texas
  3. Bosque County
  4. Iredell
  5. Ryan Joe Cir

445 Ryan Joe Cir, Iredell, TX 76649 Property Records

Erath County property record for 445 Ryan Joe Cir, Iredell, TX 76649

Property Summary

Property TypeSingle Family Home
Details2,325 sqft · built 2022
Lot Size0.104 acres (4,530 sqft)
OwnerCompany Name on File
Tax Bill$16,676 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR000076004

Property Details

APN / Parcel Number

Primary APNR000076004
Alternative APN
  • R.8800.00290.00.0

Interior

Building Area2,325 sqft Living Area
1st Floor Area2,325 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area4,530 sqft (0.104 acres)

Location & Zoning

Account NumberR.8800.00290.00.0
Street Address445 RYAN JOE CIR
CityIREDELL
StateTX
Zip76649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS8800 COTTAGES AT ROUGH CREEK LODGE; LOT 29
Legal SubdivisionCOTTAGES AT ROUGH CREEK LODGE
Legal Lot Number29
JurisdictionERATH TX
Township / Civil DivisionDUFFAU-CLAIRETTE
Census Block Group1
Census Block1067
Census Tract950700

Owner

Source: Erath County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5601 CHAMPIONS DR, PLANO, TX 75093-4229
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Sep 5, 2025Special Warranty Deed, Transfer
Jan 8, 2025Special Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 5, 2025
Deed SaleSep 5, 2025
Prior SaleJan 8, 2025
Deed Document Number20254856
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERATH TX
Property Address445 RYAN JOE CIR, IREDELL, TX 76649
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanySENDERA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 DORSET PL, DALLAS, TX 75229-6501

Mortgage

Document Number0202601267
DateMar 10, 2026
Instrument2026-01267
Lender
NamePNC BANK NA
TypeBank
AddressELDORADO, OH 45321
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateMar 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.2%
IndexSOFR Average 30-Day
Margin3
Max Rate10.2%

September 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionERATH TX
Recording DateSep 5, 2025
Property Address445 RYAN JOE CIR, IREDELL, TX 76649
Document Number0202504856
Map ReferenceDOC 2017-00568
Instrument DateSep 3, 2025
Instrument2025-04856
Transaction TypeTransfer
Record UpdatedOct 27, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5601 CHAMPIONS DR, PLANO, TX 75093-4229

Transferred To (Grantee/Buyer)

NameVerified Name
Address5601 CHAMPIONS DR, PLANO, TX 75093-4229

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionERATH TX
Recording DateJan 8, 2025
Property Address445 RYAN JOE CIR, IREDELL, TX 76649
Document Number0202500122
Map ReferenceDOC 2017-00568
Instrument DateJan 7, 2025
Instrument2025-00122
Transaction TypeTransfer
Record UpdatedOct 27, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5601 CHAMPIONS DR, PLANO, TX 75093-4229

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
CountyErath County
Unified School DistrictIredell Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,676.00$1,438,490 (+537.37%) Land $100,000 Building $1,338,490$1,438,490 (+537.37%) Land $100,000 Building $1,338,490
2023$225,690 Land $70,000 Building $155,690$225,690 Land $70,000 Building $155,690
2018$136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 90% of Texas
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AMG Technology Investment Group
Fixed Wireless		500 / 100

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Joe Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures