445 Ruth St, Athens, GA 30601 Property Records

Athens-Clarke County Unified Government property record for 445 Ruth St, Athens, GA 30601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,849 sqft · built 1965
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Nov 2021)
Tax Bill	$4,718 (2025)
Deeds & Mortgages	Nov 2021 Sale Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-3-B1 B-013`

Property Details

APN / Parcel Number

Primary APN	`16-3-B1 B-013`
Alternative APNs	`163B1 B 13` `14808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,849 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	236 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab
Porch Area	704 sqft
Utility Building	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	14808
Street Address	445 RUTH ST
City	ATHENS
State	GA
Zip	30601-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8
Legal Description	DEEDED ACS: 0.780
Legal Subdivision	RES-BV-031
Jurisdiction	CLARKE GA
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2013
Census Tract	30101

Owner

Source: Athens-Clarke County Unified Government records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 RUTH ST, ATHENS, GA 30601-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer
Jun 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 22, 2018	Loan Modification, Mortgage · Conventional Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	May 28, 2013 · Amount on Record
Deed Document Number	20214668
Deed Book / Page	5297 / 390
Prior Transfer Date	Jul 19, 2005
Prior Transfer Doc	0029120067
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE GA
Recording Date	Nov 19, 2021
Property Address	445 RUTH ST, ATHENS, GA 30601-2145
Document Number	0052970390
Book / Page	5297 / 390
Instrument Date	Nov 19, 2021
Instrument	2021-004668
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RUTH ST, ATHENS, GA 30601-2145

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARKE GA
Recording Date	Jun 29, 2020
Property Address	445 RUTH ST, ATHENS, GA 30601-2145
Document Number	0050080061
Book / Page	005008 / 000061
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	445 RUTH ST ATHENS GA 306012145, ATHENS, GA 30601-2145

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLARKE GA
Property Address	445 RUTH ST, ATHENS, GA 30601-2145
Document Number	0047650005
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 FORTSON RD ATHENS GA 306064109, ATHENS, GA 30606-4109

Mortgage

Document Number	0047650005
Date	Oct 15, 2018
Book Page	004765/000005

Lender

Name	STATE BK&TR
Type	Bank
Address	ATHENS, GA 30606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 14, 2023

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,718.00 (+12.04%)	$151,972 (+12.76%) Land $21,600 Building $130,372	$379,931 (+12.76%) Land $54,000 Building $325,931
2023	$4,211.00 (+20.11%)	$134,769 (+22.61%) Land $21,600 Building $113,169	$336,923 (+22.61%) Land $54,000 Building $282,923
2022	$3,506.00	$109,920 Land $16,800 Building $93,120	$274,801 Land $42,000 Building $232,801

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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