445 Rosedale Ter, Ballwin, MO 63021 Property Records

St. Louis County property record for 445 Rosedale Ter, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,057 sqft · built 1955
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2019)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23R-52-1590`

Property Details

APN / Parcel Number

Primary APN	`23R-52-1590`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,057 sqft Living Area
Gross Area	1,759 sqft
1st Floor Area	854 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	275 sqft
Deck Area	429 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 ROSEDALE TER
City	BALLWIN
State	MO
Zip	63021-5238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	66R
Legal Description	MANCHESTER HILLS LOT 18
Legal Subdivision	MANCHESTER HILLS
Legal Block	10
Legal Lot Number	18
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1012
Census Tract	217931

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 ROSEDALE TER, BALLWIN, MO 63021-5238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Nov 8, 2012 · Amount on Record
Deed Document Number	20198
Deed Book / Page	23558 / 1521
Prior Transfer Date	Dec 15, 2004
Prior Transfer Doc	0000001029
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 7, 2019
Property Address	445 ROSEDALE TER, BALLWIN, MO 63021-5238
Document Number	0235581521
Book / Page	023558 / 001521
Instrument Date	May 3, 2019
Instrument	8
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 ROSEDALE TER BALLWIN MO 630215238, BALLWIN, MO 63021-5238

Mortgage

Document Number	235581524
Date	Jun 7, 2019
Book Page	023558/001524
Instrument	9

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Winchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,240 (-) Land $23,600 Building $12,640	$190,700 (-) Land $124,200 Building $66,500
2025	$2,258.00 (-3.21%)	$36,240 (+2.49%) Land $23,600 Building $12,640	$190,700 (+2.47%) Land $124,200 Building $66,500
2024	$2,333.00 (-0.85%)
2023	$2,353.00	$35,360 Land $17,710 Building $17,650	$186,100 Land $93,200 Building $92,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1979–2024)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Jul 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000