Lehigh County property record for 445 Rock Cliff Rd, Emmaus, PA 18049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,410 sqft · built 1938 |
| Lot Size | 0.282 acres (12,296 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,791 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 549496882080-1 |
| Primary APN | 549496882080-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,410 sqft Base Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 12,296 sqft |
| Lot Dimensions | 150 ft deep x 93.3 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | B549496882080 1 |
|---|---|
| Street Address | 445 ROCK CLIFF RD |
| City | EMMAUS |
| State | PA |
| Zip | 18049-5513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS: 011 |
| Legal Subdivision | OVERLOOK SPRINGS |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | LEHIGH PA |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 6702 |
445 Rock Cliff Rd is owned and occupied by two individuals.
Source: Lehigh County records, as of March 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 ROCK CLIFF RD, EMMAUS, PA 18049-5513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEHIGH PA |
| Property Address | 445 ROCK CLIFF RD, EMMAUS, PA 18049-5513 |
| Document Number | 0000042191 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 445 ROCK CLIFF RD EMMAUS PA 180495513, EMMAUS, PA 18049-5513 |
| Document Number | 0000042191 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 42191 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 8, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 445 Rock Cliff Rd was $4,791.
Source: Lehigh County assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lehigh County |
| County Subdivision | Salisbury Township |
| Unified School District | Salisbury Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,791.00 | $143,500 Land $29,000 Building $114,500 | |
| 2024 | $4,317.00 | $143,500 Land $29,000 Building $114,500 | |
| 2013 | $143,500 Land $29,000 Building $114,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Rock Cliff Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–1982) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Rock Cliff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Xfinity.
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