Goochland County property record for 445 Rivergate Dr, Richmond, VA 23238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 9,706 sqft · built 1999 |
| Lot Size | 2.8 acres (122,142 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,100,000 (Dec 2020) |
| Tax Bill | $19,064 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6400220A0008 |
| Primary APN | 6400220A0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 9,706 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Custom Design |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 122,142 sqft (2.8 acres) |
| Terrain | Rolling |
| Garage Area | 1,400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 644 sqft |
|---|---|
| Porch | Slab |
| Patio Area | 648 sqft |
| Tennis Court | Tennis Court |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15195 |
|---|---|
| Street Address | 445 RIVERGATE DR |
| City | RICHMOND |
| State | VA |
| Zip | 23238-6421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-RES/LTD |
| Legal Description | RIVERGATE SEC 1 2.804AC LOT 8 BLK A #20-5578 PB 18 107 R/S |
| Legal Subdivision | RIVERGATE |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | GOOCHLAND VA |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 400101 |
Source: Goochland County records · APN 6400220A0008
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 RIVERGATE DR, RICHMOND, VA 23238-6421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTHTRUST BANK NA |
| Dec 04, 2020 | Warranty Deed, Transfer · ARM SOUTH STATE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2020 · Amount on Record |
| Deed Sale | Dec 04, 2020 · Amount on Record |
| Prior Sale | Jul 03, 2013 · Amount on Record |
| Deed Document Number | 20205578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Property Address | 445 RIVERGATE DR, RICHMOND, VA 23238-6421 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230002645 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 230002645 |
| Name | SOUTHTRUST BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Recording Date | Dec 04, 2020 |
| Property Address | 445 RIVERGATE DR, RICHMOND, VA 23238-6421 |
| Document Number | 200005578 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 200005578 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 RIVERGATE DR, RICHMOND, VA 23238-6421 |
| Document Number | 200005579 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 200005579 |
| Name | SOUTH STATE BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 01, 2028 |
Source: Goochland County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Goochland County |
| Unified School District | Goochland County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,064.00 (+4.84%) | $3,596,900 (+4.83%) Land $1,155,000 Building $2,441,900 | $3,596,900 (+4.83%) Land $1,155,000 Building $2,441,900 |
| 2025 | $18,184.00 (+49.84%) | $3,431,100 (+35.78%) Land $1,100,000 Building $2,331,100 | $3,431,100 (+35.78%) Land $1,100,000 Building $2,331,100 |
| 2023 | $2,527,000 Land $960,000 Building $1,567,000 | $2,527,000 Land $960,000 Building $1,567,000 | |
| 2021 | $12,136.00 |
Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 37 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EASTERN GOOCHLAND CENTRAL WATER SYSTEM serves 5,805 people |
|---|---|
| Water Source | Purchased surface water from HENRICO COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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