Carter County property record for 445 River Bend Way, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 2,000 sqft · built 2005 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Jul 2022) |
| Tax Bill | $2,012 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 112-20-02-095.00 |
| Primary APN | 112-20-02-095.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,000 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 720 sqft |
| Porch | Slab |
| Porch Area | 2,000 sqft |
| Account Number | 31738 |
|---|---|
| Street Address | 445 RIVER BEND WAY |
| City | GRAYSON |
| State | KY |
| Zip | 41143-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 95 (0.52 ACRE) HORTON FARM |
| Legal Subdivision | HORTON FARM ESTATES |
| Legal Lot Number | 95 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 960602 |
Source: Carter County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 RIVER BEND WAY, GRAYSON, KY 41143-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Prior Sale | Mar 24, 2021 · Amount on Record |
| Deed Document Number | 2022552643 |
| Deed Book / Page | 482 / 277 |
| Prior Transfer Date | Sep 23, 2005 |
| Prior Transfer Doc | 0OR157/110 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Mar 24, 2021 |
| Property Address | 445 RIVER BEND WAY, GRAYSON, KY 41143-1731 |
| Document Number | 0OR450/454 |
| Book / Page | OR450 / 454 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 496390 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | TITLE SUPPLIERS LLC, TITLE SUPPLIERS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 SWEETWATER LN, 223, GRAYSON, KY 41143-1750 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 445 RIVER BEND WAY, GRAYSON, KY 41143-1731 |
| Document Number | 0000496391 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 496391 |
| Name | EZ MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,012.00 (-2.19%) | $285,000 (-) | $285,000 (-) |
| 2023 | $2,057.00 Homeowner's exemption | $285,000 | $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Foothills Communications.
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