Garrard County property record for 445 Ridgeview Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 2006 |
| Lot Size | 5.65 acres (246,114 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Jul 2022) |
| Tax Bill | $3,177 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-61.24 |
| Primary APN | 26-61.24 |
|---|---|
| Alternative APN |
|
| Units | 8 Units |
|---|---|
| Stories | 1 Story |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 246,114 sqft (5.65 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 15099 |
|---|---|
| Street Address | 445 RIDGEVIEW DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 & LOT 23A HIGHVIEW EST |
| Legal Subdivision | HIGHVIEW |
| Legal Lot Number | 24-23A |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 798, LANCASTER, KY 40444-0798 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on Record |
| Deed Sale | Jul 1, 2022 · Amount on Record |
| Prior Sale | May 24, 2011 |
| Deed Document Number | 2022170356 |
| Deed Book / Page | 316 / 693 |
| Record Updated | Oct 29, 2026 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,000 (-) Land $60,000 Building $240,000 | $300,000 (-) Land $60,000 Building $240,000 | |
| 2025 | $3,177.00 (-0.47%) | $300,000 (-) Land $60,000 Building $240,000 | $300,000 (-) Land $60,000 Building $240,000 |
| 2024 | $3,192.00 (+2.37%) | $300,000 (+5.26%) Land $60,000 Building $240,000 | $300,000 (+5.26%) Land $60,000 Building $240,000 |
| 2023 | $3,118.00 (-0.92%) | $285,000 (-) Land $60,000 Building $225,000 | $285,000 (-) Land $60,000 Building $225,000 |
| 2022 | $3,147.00 | $285,000 Land $60,000 Building $225,000 | $285,000 Land $60,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| Windstream DSL | 10 / 1 |
May also be available: kywimax.
5G and 4G LTE (outdoors only)
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