445 Ridge Rd, Dobson, NC 27017 Property Records

Surry County property record for 445 Ridge Rd, Dobson, NC 27017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 2008
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,500 (Jan 2026)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Dec 2021 Sale Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4996-07-59-2994`

Property Details

APN / Parcel Number

Primary APN	`4996-07-59-2994`
Alternative APN	`100121954`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100121954
Street Address	445 RIDGE RD
City	DOBSON
State	NC
Zip	27017-9032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	WHITTINGTON ACRES LT 22PB23 PG99
Legal Subdivision	DOBSON-TOWN RES.
Legal Lot Number	22
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	1
Census Block	1022
Census Tract	931002

Owner

Source: Surry County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 RIDGE RD, DOBSON, NC 27017-9032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer
Sep 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC BAY MORTGAGE GROUP
Jul 3, 2019	Warranty Deed, Transfer
Mar 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	2026730904
Deed Book / Page	1961 / 225
Prior Transfer Date	Nov 2, 2021
Prior Transfer Doc	001793/521
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 15, 2021
Property Address	445 RIDGE RD, DOBSON, NC 27017-9032
Document Number	001793/521
Book / Page	1793 / 521
Instrument Date	Nov 2, 2021
Instrument	690992
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RIDGE RD, DOBSON, NC 27017-9032

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 24, 2021
Property Address	445 RIDGE RD, DOBSON, NC 27017-9032
Document Number	001781/490
Book / Page	1781 / 490
Instrument Date	Sep 23, 2021
Instrument	688355
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RIDGE RD, DOBSON, NC 27017-9032

Mortgage

Document Number	0000688356
Date	Sep 24, 2021
Instrument	688356

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 3, 2019
Property Address	445 RIDGE RD, DOBSON, NC 27017-9032
Document Number	001674/125
Book / Page	1674 / 125
Instrument Date	Jul 3, 2019
Instrument	664560
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21420 NORMAN SHORES DR, CORNELIUS, NC 28031-6696

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 18, 2019
Property Address	445 RIDGE RD, DOBSON, NC 27017-9032
Document Number	001662/534
Book / Page	1662 / 534
Instrument Date	Mar 11, 2019
Instrument	661700
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6449, MOUNT AIRY, NC 27030-6449

Tax Assessment & Valuation

Source: Surry County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Dobson Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00 (+126.41%)	$138,540 (+26.9%) Land $19,200 Building $119,340	$138,540 (+26.9%) Land $19,200 Building $119,340
2023	$602.00	$109,170 Land $15,600 Building $93,570	$109,170 Land $15,600 Building $93,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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