Chester County property record for 445 Ridge Ave, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,075 sqft · built 1952 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,700 (Dec 2022) |
| Tax Bill | $450 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1-11 |
| Primary APN | 14-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Lot Area | 9,000 sqft (0.207 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 RIDGE AVE |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT & DWG |
| Legal Subdivision | EMERY |
| Legal Lot Number | 95,96 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | SPRING CITY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 301100 |
445 Ridge Ave is owned and occupied by two individuals who bought it in December 2022.
Source: Chester County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 RIDGE AVE, SPRING CITY, PA 19475-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 5, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage E HOME LOANS CORPORATION |
| Dec 7, 2022 | Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC |
| Aug 4, 2022 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on File |
| Deed Sale | Dec 7, 2022 · Amount on File |
| Prior Sale | Aug 4, 2022 · Amount on File |
| Deed Document Number | 202211957681 |
| Deed Book / Page | 10987 / 845 |
| Prior Transfer Date | May 7, 2004 |
| Prior Transfer Doc | 0010456706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jun 5, 2026 |
| Property Address | 445 RIDGE AVE, SPRING CITY, PA 19475-1333 |
| Document Number | 0012126082 |
| Book / Page | 11593 / 28 |
| Instrument Date | May 30, 2026 |
| Instrument | 202612126082 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | OMA TITLE, DOMA TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 445 RIDGE AVE, SPRING CITY, PA 19475-1333 |
| Document Number | 0012126083, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202612126083 |
| Name | E HOME LOANS CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Dec 7, 2022 |
| Property Address | 445 RIDGE AVE, SPRING CITY, PA 19475-1333 |
| Document Number | 0109870845 |
| Book / Page | 10987 / 845 |
| Map Reference | MB T-10 VOL 241 PG72 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 11957681 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,827.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 RIDGE AVE, SPRING CITY, PA 19475-1333 |
| Document Number | 0109870848 |
|---|---|
| Date | Dec 7, 2022 |
| Book Page | 10987/848 |
| Instrument | 11957682 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITEHALL, PA 18052 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Aug 4, 2022 |
| Property Address | 445 RIDGE AVE, SPRING CITY, PA 19475-1333 |
| Document Number | 0109240295 |
| Book / Page | 10924 / 295 |
| Map Reference | MB T-10 VOL 241 PG 7 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 11938684 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,240.82 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 477 NOBLE RD, ATGLEN, PA 19310-9302 |
The 2026 property tax bill for 445 Ridge Ave was $450.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Spring City Borough |
| Unified School District | Spring-Ford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450.00 | $101,080 Land $26,680 Building $74,400 | $101,080 Land $26,680 Building $74,400 |
| 2024 | $4,104.00 | $101,080 Land $26,680 Building $74,400 | |
| 1998 | $101,080 Land $26,680 Building $74,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 445 Ridge Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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